Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET By Mary Frances SchjonbergPosted May 18, 2017 Priest Associate or Director of Adult Ministries Greenville, SC In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Rector Knoxville, TN Rector Bath, NC Rector/Priest in Charge (PT) Lisbon, ME Ecumenical & Interreligious May 19, 2017 at 10:47 am I love this! [Episcopal News Service] Before the church was the church, the first followers of Jesus faced an uncertain time. He had ascended into heaven, after pledging to send the Holy Spirit “not many days from now.” However, the promised empowerment to be his witnesses had not materialized. So, Act 1:14 says, they prayed, constantly.It is said they prayed for 11 days until Pentecost’s tongues of fire descended on them and the Holy Spirit gave them the power to spread the gospel, telling the story of how the kingdom of God had come near them in the person of Jesus. Their witness began drawing in others who committed to following Jesus and together they formed a nascent church.Today in the church, these 11 days do not get much attention, coming as they do after Easter as spring eases into summer. However, for the second year, Thy Kingdom Come, a campaign initiated by Archbishop of Canterbury Justin Welby, seeks to refocus Christians worldwide around the world on the early disciples’ example. He wants people to know “what it means to follow Christ and what an amazing journey that takes you on,” explained Emma Buchan, project leader of Lambeth Palace’s evangelism task group project.Thy Kingdom Come invites individuals, families and congregations to pray between Ascension Day (May 25) and Pentecost (June 4) that their friends, families and neighbors come to know Jesus Christ. The campaign suggests that participants keep five specific people in their prayers during the 11 days. Moreover, they are invited to make their prayers known by sharing a short prayer on each of the 11 days through social media (details below). The motto is “Pray it – Picture it – Post it.”Each day’s theme comes from the catechism in the Episcopal Church’s version of the Book of Common Prayer. The catechism’s prayer and worship section (page 856 here) lists the principal kinds of prayer as adoration, praise, thanksgiving, penitence, oblation, intercession and petition. The organizers added a prayer to Jesus as well as prayers of celebration, silence and for thy kingdom come. They modified some of the language, with penitence becoming “sorry,” oblation becoming “offer,” intercession becoming “pray for” and petition becoming “help.”“We were asked to suggest a strategy for involving clergy around the world and also to figure out a way of making sure that the prayer component in which people are asked to participate is of substance and depth,” Jamie Coats, director of the Friends of the Society of Saint John the Evangelist told Episcopal News Service.The SSJE brothers have worked with the Anglican Communion Office to offer Advent Word and that office asked them to discuss with Lambeth Palace “ideas that could help people pray around the world together.”High on their list of suggestions was that Thy Kingdom Come’s prayers follow the catechism pattern that the brothers developed at the request of then-Presiding Bishop Katharine Jefferts Schori for the Prayers of the People at the 2015 meeting of General Convention.Calling the Episcopal catechism beautiful and poetic as well as very well-articulated, Coats said the choice is a “recognition of the extraordinarily beautiful work that went into the catechism.”“It’s been wonderful to work with Lambeth Palace and see them reaching out and working with people around the world,” Coats said. He added that much of that work has been around adapting church language to broader, diverse audiences spread over many time zones.“We’re really delighted to be working with the Episcopal Church and we’re really delighted to be joining together with churches around the world in this time of praying,” Buchan told ENS.“They just seemed to us to be a good thing to have a theme for each day,” Buchan said of the catechism-based daily focus. “Just to give people an opportunity to come in many ways to prayer, and to consider what God might be calling them to do, to pray for those they love,” as well are for all of the other things in their lives.All of the work is anchored in the hope that people will come closer Jesus, she said.That hope fits perfectly with SSJE’s mission. “As members of a monastic community, we brothers are committed to helping people learn to pray their lives,” said James Koester, SSJE’s superior. “We believe that this is what Jesus did when he taught the disciples the prayer we now know as the Lord’s Prayer. During the 11 days of Thy Kingdom Come, it is our hope that everyone who participates will deepen their friendship with Jesus and come to know that every aspect of their life is the stuff of prayer.”In his lead-off video for Thy Kingdom Come’s daily meditations, Presiding Bishop Michael Curry says prayer changes everything. Photo: Episcopal News ServicePresiding Bishop Michael Curry’s meditation on #ToJesus leads off the 11 days on May 25.More than 100,000 people committed to prayer during Thy Kingdom Come’s first round in 2016, according to Buchan, who was hired to plan the 2016 effort. That year the goal was 5,000 participants. Buchan called that outcome “an amazing work of the Holy Spirit.”Coats said the 11 days are meant to “give people a taste of the different ways to pray” and think about how they might use the Thy Kingdom come materials, which are essentially timeless, at other times of the year as well.The how-to detailsPledge2PrayGo to http://thykingdomcome.global now and sign up to receive a daily email.Watch the video included in the email (list below).Respond to the email.Share on social media. On Twitter (twitter.com/thykingdom_come) and Instagram (www.instagram.com/Pledge2Pray), tag your image/prayer with #Pledge2Pray and the tag for the day. Make sure there is a space between the tags, for example: #Pledge2Pray #ToJesus. On Facebook, go to the Thy Kingdom Come page. (www.facebook.com/ThyKingdomComeUK) and post to the Timeline using #Pledge2Pray and the tag of the day, for example #Pledge2Pray #ThyKingdomCome.Help create a Global Prayer Wall.Access resources and informationA wide range of resources and information to aid participation in Thy Kingdom Come are available here. For instance, a prayer journal for young people and adults to record thoughts, prayers and ideas throughout the 11 days can be downloaded here. A facilitator’s guide for people who want to follow Thy Kingdom Come in a group is available here.Pray in personAcross England, prayer events of all shapes and sizes will take place, including 24/7 prayer rooms, prayer days, prayer walks and half nights of prayer. Church of England cathedrals, churches and other venues will host “Beacon Events,” gathering people to worship and pray for to be empowered of the Holy Spirit for effective witness.While the majority of such events will happen in England, there is a short but growing list of U.S.-based events.The Church of England is supplying low-cost copies (about $1 each) of “The Life: An Account of the Life of Jesus Christ According to Luke” () to be given away at Thy Kingdom Come-related events.Video messagesEach day’s prayer leader offers a video featuring him or her praying a prayer of his or her own design based on that day’s theme. The schedule is:May 25 #ToJesus: The Most Rev. Michael Curry, presiding bishop and primate, the Episcopal ChurchMay 26 #Praise: His Eminence Christoph Cardinal Schonborn, archbishop of ViennaMay 27 #Thanks: The Most Rev. Paul Kwong, archbishop of Hong KongMay 28 #Sorry: The Ven. Liz Adekunle, archdeacon of Hackney, LondonMay 29 #Offer: The Rt. Rev. Griselda Delgado del Carpio, bishop of CubaMay 30 #PrayFor: The Most. Rev. Fred Hiltz, archbishop and primate, the Anglican Church of CanadaMay 31 #Help: The Most Rev. John Sentamu, archbishop of York and primate of EnglandJune 1 #Adore: The Rev. Roger Walton, president, British Methodist ConferenceJune 2 #Celebrate: His Grace Bishop Angaelos, general bishop, the Coptic Orthodox Church in the United KingdomJune 3 #Silence: Br. Keith Nelson, the Society of St. John the EvangelistJune 4 #ThyKingdomCome: The Most Rev. and Rt. Hon. Justin Welby, archbishop of Canterbury and primate of All England– The Rev. Mary Frances Schjonberg is senior editor and reporter for the Episcopal News Service. Canon for Family Ministry Jackson, MS Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Comments (3) Assistant/Associate Rector Morristown, NJ Associate Rector for Family Ministries Anchorage, AK Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Family Ministry Coordinator Baton Rouge, LA The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Press Release Service TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Rector (FT or PT) Indian River, MI Lucretia Jevne says: Rector Hopkinsville, KY Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Submit an Event Listing Assistant/Associate Rector Washington, DC Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT New Berrigan Book With Episcopal Roots Cascade Books Episcopal Church’s sense of prayer aids ‘Thy Kingdom Come’ campaign #Pledge2Pray now for 11 days between Ascension and Pentecost Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Director of Music Morristown, NJ Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Rector Collierville, TN This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Featured Events Curate (Associate & Priest-in-Charge) Traverse City, MI Rector Smithfield, NC Rector and Chaplain Eugene, OR Rector Shreveport, LA Rector Washington, DC Tags Submit a Job Listing Submit a Press Release Associate Rector Columbus, GA An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Priest-in-Charge Lebanon, OH Rector Martinsville, VA Rector Albany, NY The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Pjcabbiness says: Comments are closed. Rector Belleville, IL Missioner for Disaster Resilience Sacramento, CA May 18, 2017 at 11:06 pm It is too bad a print ready bulletin insert is not available.It took quite a bit of time and some juggling to put something together. Rector Tampa, FL Rector Pittsburgh, PA Associate Priest for Pastoral Care New York, NY Bishop Diocesan Springfield, IL AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Course Director Jerusalem, Israel May 18, 2017 at 6:01 pm We should all participate in this worthy endeavor. Featured Jobs & Calls Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Curate Diocese of Nebraska Assistant/Associate Priest Scottsdale, AZ Cathedral Dean Boise, ID Melanie Barbarito says: Youth Minister Lorton, VA Director of Administration & Finance Atlanta, GA
“COPY” CopyHouses•Slovenia Houses “COPY” 2011 CopyAbout this officedekleva gregoric architectsOfficeFollowProductsWoodSteel#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesWoodResidentialHousingSloveniaPublished on September 27, 2011Cite: “Razgledi Perovo Housing / dekleva gregoric architects” 27 Sep 2011. ArchDaily. Accessed 11 Jun 2021.
Area: 3120 m² Area: 3120 m² Year Completion year of this architecture project ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/418916/49-social-housing-estates-broissand-arch Clipboard 2012 Apartments France CopyAbout this officeBROISSAND archOfficeFollowProductWood#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousingApartmentsMontlouis-sur-LoireHousingFrancePublished on August 23, 2013Cite: “49 Social Housing Estates / BROISSAND arch” 23 Aug 2013. ArchDaily. Accessed 11 Jun 2021.
New Fundraising Manager at NCT Howard Lake | 31 August 2006 | News 28 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Tagged with: Management Recruitment / people AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Pippa Holt has joined the National Childbirth Trust (NCT) as Fundraising Manager.Pippa joins the NCT from the Great North Air Ambulance.She takes over from Diane Emery who worked at NCT for nine years, and who was establishing corporate partnerships with the likes of Unilever, and for building an annual income of around £500,000. Advertisement About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.
28 total views, 2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Tagged with: Digital Events About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Whizz-Kidz creates online running game for marathon runners Players will be encouraged to register for the London Marathon 2008 and support the charity. The charity has golden bond places for runners for the event.Players will also be able to promote the game virally to their friends to encourage them to join in.Annabel Reynaud, marketing manager at Whizz-Kidz, told BrandRepublic: “In order to compete with the growing number of charities offering marathon places our marketing needed to be more innovative and stand out.” Howard Lake | 30 July 2007 | News Disabled children’s charity Whizz-Kidz has created an online game about running to try to encourage people to run the London Marathon and raise funds.The new interactive game, due to launch soon, is being highlighted on the front page of the charity’s website.Players will be able to upload a photo of themselves, choose their running kit, and then invite friends to run against online. Advertisement
Howard Lake | 19 April 2011 | News 21 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Tagged with: Charity Finance Group Finance Research / statistics CFDG says charity finance teams are working longer and harder Finance teams at charities are feeling the pressure of the economic downturn, according to the latest salary survey by the Charity Finance Directors’ Group (CFDG). Finance staff are working longer hours, they feel their work-life balance is getting worse and there is increasing pressure on staff, according to the survey undertaken by independent market research agency Critical Research, and supported by thankQ.The results show that 85% of respondents work longer than their contracted hours; over half without any compensation. Staff feel that their work-life balance has deteriorated in the past year. In 2010 76% rated their work-life balance as ‘excellent’ or ‘good’, and now a comparable proportion (72%) rate it as only ‘good’ or ‘average’.Caron Bradshaw, CFDG’s CEO, said: “Finance professionals are rolling up their sleeves and fighting for the survival of their charities. These results show they are absorbing the pressure and workload to maintain robust financial management during difficult times.’”The tougher working conditions could be the result of budget and staffing cuts. Over a third of organisations reported that the budget cuts and recession had affected their recruitment strategy in 2010, and 49% expect recruitment activity to be curtailed in 2011. Half of all organisations have also taken steps to reduce labour costs, primarily through redundancies or reduced working hours. However, so far, finance teams have been less affected by these measures, with only around a quarter (26%) taking steps to reduce the labour bill.www.cfdg.org.uk
Melanie May | 1 July 2016 | News 82 total views, 2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis8 Tagged with: Awards Funding About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com. The 2017 GSK IMPACT Awards open for applications today, offering prizes of up to £40,000 of unrestricted funding to health and well-being charities.The awards, funded by GSK and managed in partnership with The King’s Fund, see ten winners each year receive £30,000 in unrestricted funding and ten runner-up organisations receive £3,000 each. The overall winner is awarded an additional £10,000.As well as receiving unrestricted funding, winners are offered an intensive training and leadership development programme, and ongoing support through the GSK IMPACT Awards Network, valued at a further £6,000. The Network, made up of more than 70 winning organisations, helps winners to continue their professional development, learning from external sources and each other throughout the year.The awards, which celebrate their 20th anniversary this year, are open to charities with an annual income of between £25,000 and £2 million that are at least three years old. The name ‘IMPACT’ derives from the criteria that winners must have demonstrated in their application submissions: Innovation, Management, Partnership, Achievement, Community focus and Targeting need.The overall winner of the 2016 GSK IMPACT Awards was Groundswell, a charity enabling people who are homeless to take more control of their health and lives, have greater influence on statutory services, and play a fuller role in the community.Lisa Weaks, Third Sector Programme Manager at The King’s Fund, said:“Charities have a crucial role to play in our health and social care system but they need more support. For many years these awards have been funding and developing the health charity sector and its leaders so that they can find creative solutions to some of our most complex and difficult health issues. We look forward to welcoming more organisations to our network.”The deadline for applications is 5pm on Wednesday 21 September, and more information, including how to apply, can be found at: www.kingsfund.org.uk/projects/gsk-impact-awards. 2017 GSK IMPACT Awards open for entries 81 total views, 1 views today Advertisement AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis8
SHARE Hoosier Volunteers a Must for Successful National FFA Convention Previous articleSomething is Missing from the CampaignNext articleWind Industry Thriving But Continued Success Depends on Congress Andy Eubank By Andy Eubank – Oct 28, 2012 Facebook Twitter The just concluded National FFA Convention meant over 50,000 blue jackets in Indiana, but to pull off such a massive event with venues all over the state, there are also many thousands of volunteers, including several thousand just to judge Career Development Events. Tracie Egger, Assistant Director Academic Programs for the Purdue College of Agriculture, was one of those coordinating volunteers.“Seven years ago when FFA came to us and wanted Indiana to be the host state, as Purdue is the land grant, we wanted to be the host institution, if you will, of National FFA. So I helped coordinate a Purdue contact for each of the 24 Career Development Event areas.”She spoke with HAT during judging of the Environmental and Natural Resources CDE at the Indiana State Fairgrounds Wednesday. The next day the event moved to the Martell Forest on Purdue’s campus.“The students will do a team activity portion. They’ll be given a problem that they’ll need to work together as a team and come up with some resolution ideas. They’ll present that to a group of two judges and then the judges collaborate on a score. They’ll do the written portion, the press releases, and then a number of other written activities, all around the environmental and natural resources area.”For Purdue College of Ag, the FFA convention is their number one recruitment event with much of that occurring at the Purdue booth at the Expo.“What we do there is collect as much contact information from these high school students, get them in the Purdue mailing system so we can then contact them and invite them to our specific college of ag events and really try to steward them into picking a major that will really fit their desires and interests.”[audio:https://www.hoosieragtoday.com//wp-content/uploads//2012/10/FFA-volunteers.mp3|titles=FFA volunteers]How is recruitment going for the college of ag at Purdue? Egger says very well. Hear more in the full HAT interview:[audio:https://www.hoosieragtoday.com//wp-content/uploads//2012/10/Tracie-Egger.mp3|titles=Tracie Egger]As the 2012 convention neared its close Kayliegh Warner from DeKalb Central FFA in Indiana was named a national proficiency winner for agriscience and a Star in Agriscience national finalist. Indiana’s national officer candidate Micah Matlock did not make the final six. SHARE Home News Feed Hoosier Volunteers a Must for Successful National FFA Convention Facebook Twitter
Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Print This Post COVID-19’s Impact on Mortgage-Backed Securities Sign up for DS News Daily Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Fitch Ratings is raising concern that the government-sponsored enterprises’ (GSEs) response to the COVID-19 pandemic is having a problematic impact on their mortgage-backed securities (MBS) issuances.Fitch noted that its rating actions prior to the pandemic’s onset were mostly positive for the GSEs’ risk transfer deals. But on May 19, Fitch placed seven initial exchangeable classes on Rating Watch Negative and revised the Rating Outlook to Negative from Stable on five additional tranches from 15 Fannie Mae and Freddie Mac credit risk transfer (CRT) transactions issued between 2013 and 2015 and one private label CRT transaction issued in 2018.Suzanne Misretta, Senior Director at Fitch, explained this sudden shift to pessimism was the result of the GSEs’ acknowledgment of the pandemic.”Both GSEs have not responded to the coronavirus pandemic in the same manner they have for natural disasters such as hurricanes in the past,” said Mistretta.Misretta highlighted Fannie Mae’s Connecticut Avenue Securities (CAS) series from 2013 and 2014 (C01) and Freddie Mac’s Structured Agency Credit Risk (STACR) series from 2013 and 2014 (DN1 and DN2) for failing to carry provisions for grace periods or credit event reversals, adding they lacked the flexibility to address natural disasters and, thus, were among the transactions most at risk given the current environment.”Some fixed severity deals have either a grace period or reverse credit event that lessens the impact of affected borrowers,” said Mistretta. “That said, some bonds are at risk of permanent interest shortfalls since the interest paid will be calculated off of the written down bond balance until the reference pool and bonds are written back up.”Misretta added that the GSEs’ lack of pandemic response and the rigidity of structure in their MBS issuances could result in downgrades of some tranches to speculative-grade, reflecting either an elevated vulnerability of default risk or that default risk is present. in Daily Dose, Featured, Government, News Phil Hall is a former United Nations-based reporter for Fairchild Broadcast News, the author of nine books, the host of the award-winning SoundCloud podcast “The Online Movie Show,” co-host of the award-winning WAPJ-FM talk show “Nutmeg Chatter” and a writer with credits in The New York Times, New York Daily News, Hartford Courant, Wired, The Hill’s Congress Blog and Profit Confidential. His real estate finance writing has been published in the ABA Banking Journal, Secondary Marketing Executive, Servicing Management, MortgageOrb, Progress in Lending, National Mortgage Professional, Mortgage Professional America, Canadian Mortgage Professional, Mortgage Professional News, Mortgage Broker News and HousingWire. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago August 26, 2020 2,001 Views Previous: Many Homeowners in High-Risk States “Unprepared” for Hurricane Season Next: FHFA Announces Extension for Buying Qualified Loans in Forbearance Subscribe The Week Ahead: Nearing the Forbearance Exit 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago 2020-08-26 Christina Hughes Babb Data Provider Black Knight to Acquire Top of Mind 2 days ago Share Save Demand Propels Home Prices Upward 2 days ago Related Articles About Author: Phil Hall The Best Markets For Residential Property Investors 2 days ago Home / Daily Dose / COVID-19’s Impact on Mortgage-Backed Securities Data Provider Black Knight to Acquire Top of Mind 2 days ago
Home / Daily Dose / How Housing Policy Can Advance Racial Equality December 16, 2020 886 Views How Housing Policy Can Advance Racial Equality The Best Markets For Residential Property Investors 2 days ago Related Articles Print This Post Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Previous: What Marcia Fudge’s Appointment Might Mean for HUD Next: Q3 Presents Ideal Buying Conditions for First-Time Homeowners About Author: Chuck Green Chuck Green has contributed to the Wall Street Journal, Washington Post, Los Angeles Times, San Francisco Chronicle, Chicago Tribune and others covering various industries, including real estate, business and banking, technology, and sports. While COVID-19’s hardly at the root of housing challenges, the pandemic compounded them—a signal that another housing crisis can be expected for homeowners, renters, and rental property owners, according to a report from the Urban Institute.In the eye of economic downturns, people of color are most vulnerable to housing instability, recent data and prior crises show. Black and Latinx adults are particularly at risk of housing instability, including falling behind on rent and mortgage payments at more than twice the rate of White homeowners.Meantime, also especially vulnerable are owners of rental units in small buildings—a large source of affordable housing without subsidies. Almost one of every three feels the heat, believing it’s incumbent upon them—fueled by a lag in rental income—to place their properties on the market. On top of that, it’s likely for Black and Hispanic owners to especially feel the brunt. More broadly, a loss of these units would shore the stock of affordable rental housing. The upshot? It would tamp down housing options further among struggling renters.When it came to previous crises (think Hurricane Katrina and the Great Recession) housing policy responses haven’t met the challenge of advancing racial equity and economic mobility.Notably, a spate of current housing outcomes reflects historically racist intentions and practices, reported the Institute. While such practices have evolved or now are against the law, the racist roots of these policies continue to inform who owns homes, their location, and the county’s wealthy.The growing racial homeownership gap and related dearth of intergenerational wealth-building opportunities for Black Americans is vivid proof of these trends. The Black homeownership rate is more than 30% lower than their white counterparts. That’s a more pronounced gulf than when racial discrimination against homebuyers was legal.So, the question is how to reverse these legacies and uproot racism. Thing is, merely tracking those who participate in crisis response programs—as has been done during past crisis response programs—won’t cut it. What really needs to happen is racial equity must be an explicit starting goal of crisis housing policy responses. Furthermore, among other things, it’s incumbent that on-the-ground program implementation be guided by the voices of people of color—those most affected by this and past crises.According to an analysis from realtor.com, President-elect Joe Biden would be entering the presidency during a unique time in the housing market, as the industry is experiencing a shortage of home inventory, record-low interest rates, and high home prices. There is no doubt that this housing market environment has made it challenging for middle- and low-income Americans to purchase a home, and entry-level housing has become extremely competitive.“Biden has a really ambitious agenda that will try to create opportunities for more low- and middle-income Americans to become homeowners or afford rental housing,” realtor.com Chief Economist Danielle Hale said.During his run for the presidency, Biden’s campaign released a $640 billion housing plan. This plan includes assisting first-time homebuyers by providing them with “a down payment tax credit of up to $15,000,” which they could apply at the time of purchasing a home.“Biden recognizes how challenging it can be for some people to become homeowners,” Hale said. She predicts that a Biden administration would focus housing initiatives on policies that would help those who have struggled to attain homeownership in the past. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Share Save Sign up for DS News Daily 2020-12-16 Christina Hughes Babb Servicers Navigate the Post-Pandemic World 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago in Daily Dose, Featured, Government, News Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Subscribe