Klijnsma, however, has now decided that mandatory sector-wide pension funds can establish or join an APF if mandatory participation is linked with a pension plan.In this case, social partners can set up a mandatory scheme as a separate “ring” with an APF or another provider.This would also apply to the large industry-wide pension funds.The state secretary said one of the conditions for the new legislation would be that mandatory participation must remain intact.She added that social partners must be able to move their pension plans to another provider, and that there must be no incentive to stick with an existing provider.Hans van Meerten, a professor of international pensions legislation, recently noted that, in several cases, Dutch legislation was at odds with European law, citing the mandatory participation of companies in industry-wide schemes as an example.To address this potential problem, he suggested linking mandatory participation to a pension plan rather than a provider. The Dutch government is planning to change the regulation requiring mandatory participation in a pension fund. In a letter to the Dutch Parliament, Jetta Klijnsma, state secretary at the Ministry of Social Affairs, said a Bill – soon to be tabled – would allow social partners to choose providers to carry out specific pension arrangements.Her announcement comes after a recent legal verdict that prohibited mandatory sector schemes from joining the so-called ‘general pension fund’, or APF.As a consequence of this ruling, the options for industry-wide pension funds wishing to scale-up by ringfencing their assets were reduced.
The Telegraph 19 May 2014Phin Lyman, 18, is my new hero. The schoolboy has just written about his virginity in his school’s magazine, explaining that he doesn’t want ‘casual sex’ and would rather wait to find someone he loves.Lyman wrote in The Wellingtonian: “One of the reasons I decided to go public is I am at the top of the school now and I can look down and see there is so much pressure on younger pupils to have sex. It’s slightly depressing to see it.”I couldn’t agree more. I think the pressure on young people (and by that I mean pretty much anyone aged 13-30) to have sex is so huge that I’ve written an entire book on it: Virgin. It tells the story of Ellie Kolstakis, a 21 year-old female student who still hasn’t lost her virginity. It isn’t for want of trying, and so she struggles with feelings of rejection and stigmatisation.The novel is fiction but it’s based on real stories from students who were virgins at university. In fact, a recent Student Beans study shows that only eight per cent of 6,129 UK students have never had sexual intercourse and out of the 92 per cent who have had sex, only one per cent lost their virginities over the age of 21.It’s why my character Ellie has to lie during sex confession drinking games like Never Have I Ever to try and fit in, feels humiliated by the fact that she doesn’t even need to take a chlamydia test, and has to deal with the fact that everyone around her is having sex. Repeatedly.http://www.telegraph.co.uk/women/sex/10840989/Young-virgins-Im-a-virgin-and-Im-glad-about-that-Are-more-young-people-embracing-virginity.html