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Money advice from your future self

first_imgSave as much as you canI know you love spending money on things that are fun, taste good and give you a buzz, but it’ll add up. Start spending money on your future by dumping money into your retirement plan before you spend a dime on anything else. After you’ve done that, feel free to budget your money however you feel you should. Building up a nest egg might not seem like a priority right now, but you’ll be glad you did when the time comes.Pay off that carSo you get a job and the first thing you buy is a new car. That’s understandable, because I know that money was burning a hole in your pocket. Here’s the thing. You’re young, you’re still living at home and you don’t know what bills are. Put as much money on that car as you can every month. Don’t spend 60 months paying off that 60 month loan. Cut it in half and thank yourself later.Avoid growing debtAs tempting as that credit card might be, you don’t need it. Spend money on things you can afford. Buying things you want just leads to credit card bills that you can’t pay off each month. And that only leads to debt and more debt.Love what you doFind something you’re passionate about, and do it for the rest of your life. Sure you may take a pay cut but you’ll be happy every morning when you wake up. Don’t worry about the financial side of it. Just make sure you keep putting money aside for the future. You may have a smaller budget each month but you’ll be able to be happy at work and happy in retirement.Remember money isn’t successThink about the people and experiences in your life and remember that those are the most important things. Sure, money gives you options, but at the end of the day how much money is enough? Use money to enrich your life but keep an eye on what’s really important. 129SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,John Pettit John Pettit is the Managing Editor for CUInsight.com. John manages the content on the site, including current news, editorial, press releases, jobs and events. He keeps the credit union … Web: www.cuinsight.com Detailslast_img read more

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Despite place among the front-runners, Clippers remain meh on standings

first_imgAfter playing for the Minnesota Timberwolves last season, the 38-year-old Crawford signed with Phoenix, his eighth team in 19 NBA seasons, a day before this season began.He’s contributed veteran know-how and on-court production since, scoring in double figures in five of the last seven games, including draining his 10th career game-winner in an upset of the Milwaukee Bucks on Nov. 23.Rivers said it’s all par for the course that Crawford’s playing on.“Jamal’s gonna play until he’s 55 … even when he retires, he’ll be in a rec league somewhere scoring 50,” said Rivers, who also credited Crawford for being one of the players who got the Clippers organization “on the right track.” Kristaps Porzingis ruled out as Clippers, Mavericks set for Game 5; Follow for game updates CRAWFORD HOMECOMINGVeteran guard Jamal Crawford will lead the last-place Phoenix Suns into Staples Center on Wednesday for a meeting with his former team.Crawford was a fan favorite among Clippers fans for five seasons, a span in which he twice was named Sixth Man of the Year.Related Articles For Lakers’ LeBron James, Jacob Blake’s shooting is bigger issue than a big Game 4 victory Clippers vs. Mavericks Game 5 playoff updates from NBA beat reporters What the Clippers are saying the day after Luka Doncic’s game-winner tied series, 2-2 Newsroom GuidelinesNews TipsContact UsReport an Error PLAYA VISTA — Clippers fans in L.A. might be crowing about the fact that their team is in first place, but the Clippers themselves say they aren’t paying any attention to the Western Conference standings, nor to any of the “noise” stirred by their surprise ascension.They’re not even tempted to, said forward Tobias Harris, surmising that even if they did, “we could be about three losses away from 10th place, so …”At 13-6, the Clippers were, as of practice Tuesday morning, technically .002 of a percentage point ahead of the Golden State Warriors (15-7). They also were one of seven teams within 2-1/2 games of first place.“We showed after the last 15-20 games that we can be a very good team,” veteran center Marcin Gortat said. “But we can’t forget there’s 60 more to go. Let’s not get excited. “I’m very confident about setting screens for people,” the 6-foot-11, 245-pound Gortat said. “These guys know that if I’m gonna set a screen, they’re going to be open and it’s up to them to use that screen. Particularly, Tobias Harris was really good the last week. He knows that every time I set a screen, he’s going to be pretty much butt-naked open.”Rivers said he couldn’t comment on the center’s colorful description: “I don’t know what that is,” but that he agreed with his assessment: “Yeah, Marc is a great screen-setter.” Clippers hope they can play to their capabilities, quell Mavericks’ momentum “I’ve been on the teams that played well, and 15-20 games in we were thinking about which team we’re going to play in the playoffs, from what position we’re going to play. The next thing you know, you barely make the playoffs from an eighth spot. So you’ve got to slow down and calm down.”“I don’t even count record,” said Clippers Coach Doc Rivers, repeating what’s become something of a mantra. “I just thought we were gonna be good, and I think we are. And I think we’re gonna get a lot better.”EXACTLY HOW OPEN?Rivers could be right, with chemistry continuing to build between his players, including Gortat and Harris – who said he received messages congratulating him from just about every teammate when it was announced Monday he’d been named Western Conference Player of the Week.Harris said the player of the week honor was a testament to the Clippers’ 3-1 record between Nov. 19 and Sunday. It’s also a reflection of his improved production on pick-and-roll plays – and that is a testament, Harris said, of being able to wield the Polish Hammer.Sign up for Home Turf and get exclusive stories every SoCal sports fan must read, sent daily. Subscribe here.“Part of that is a lot of those good looks have come from Gortat setting those screens,” said Harris, who is averaging a team-best 1.15 points per play post-pick, according to ESPN.com’s Kirk Goldsberry. “I mean, I watch the film and guys are way off just because of how hard he sets screens, so that helps me out a whole lot.”last_img read more

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Barcelona make it two wins from two in La Liga

first_imgThe Croatian scored in the 21st minute when he arrived at pace to power in Arda Turan’s cross from the left.Lionel Messi, Luis Suarez and Turan also went close for the champions.Barca keeper Marc-Andre ter Stegen almost paid for a terrible pass, and Athletic’s Raul Garcia and Inaki Williams went close for Bilbao.Sunday’s win sees coach Luis Enrique’s side join El Clasico rivals Real Madrid and early leaders Las Palmas on six points after two games of the new season.Relive the action as it happenedProfligacy almost costs BarcaThe result should have been more emphatic for Barcelona, who wasted numerous chances.Turan impressed in attack, but perhaps the abiding memory of the Turkey midfielder’s display was his first-half miss from eight yards.Messi shot inches wide after typically drifting past two defenders, and also fired over the bar. Suarez, his partner in attack, thundered a volley over from eight yards and also had an effort from two yards cleared off the line by Eneko Boveda in stoppage time.Bilbao will rue missing the few good chances that came their way. Midfielder Raul Garcia saw his strike narrowly drift beyond Ter Stegen’s post and Inaki Williams’ poked effort was saved by the Barca keeper.Ter Stegen was also fortunate not to be left red-faced in the first half when his pass out of defence was fired straight back at him by Spanish midfielder Benat.Las Palmas score nine goals in two games to go topEarlier on Sunday, the Gran Canaria club beat Granada 5-1 as they leapfrogged Real Madrid to go top of La Liga.Summer signing Kevin-Prince Boateng scored for the second successive game, having netted on his debut in the 4-2 win over Valencia last week. Nabil El Zhar scored twice in the emphatic win.In the other early match, Sporting Gijon drew 0-0 at Alaves and the late game between Villarreal and Sevilla also ended goalless.last_img read more