Minnesota Duluth ends Ohio State womens ice hockeys season in WHCA tournament

Senior defenseman Becky Allis attempts to chase down the puck during a game against the Toronto Aeros Sept. 28 at the OSU Ice Rink. OSU lost, 2-1.Credit: Chelsea Spears / Multimedia editorA streaky season came to a close for the Ohio State women’s hockey team this weekend.The Buckeyes (15-17-5, 10-16-5) fell to Minnesota Duluth (15-14-6, 13-12-6), 5-1, on the road Sunday in the decisive third game of the team’s Western Collegiate Hockey Association Tournament first-round series.Junior forward Zoe Hickel gave the host Bulldogs their third 1-0 lead of the weekend 9:24 into Sunday’s game, but seven minutes later junior forward Kayla Sullivan tied the game for the Buckeyes.Then, 7:06 into the second, Duluth scored what would prove to be the series-clinching goal. After OSU freshman defenseman Alexa Ranahan was called for interference, the Bulldogs capitalized on the power play with a goal from freshman defenseman Sidney Morin.Despite 16 combined shots in the second and third period, the Buckeyes couldn’t find the tying goal, and a couple of Duluth empty net goals punctuated the clinching victory.OSU coach Nate Handrahan said the 5-1 score line was slightly misleading, but ultimately the game came down to missed opportunities.“I thought we played our best game of the series and really had a lot of opportunities to capitalize, but we didn’t,” Handrahan said. “That kind of allowed them to hang around, and they capitalized when we didn’t.”On Saturday night the Buckeyes had to ride 32 saves from OSU senior goalie Lisa Steffes to come from behind twice and extend the series with a 3-2 win.Tied 1-1 heading into the third, the two teams shared three goals in a 2:20 span. Duluth took their second lead of the night early in the period, but senior forward Ally Tarr scored her 11th of the year to tie things at two. Tarr picked up an assist on the winning goal two minutes later, as she and junior defenseman Sara Schmitt set up Sara’s twin sister, junior defender Kari Schmitt, to score the game-winning power play goal.Game one on Friday saw both net minders stymie the opposition. Steffes and Duluth sophomore goalie Kayla Black combined for 50 saves, but it was the one shot Steffes didn’t save that mattered. Duluth’s leading goal scorer, senior forward Jamie Kenyon gave her team the lead 5:26 into the second, and things remained that way the rest of the night.The close margins of each playoff game were representative of an OSU team that reinvented itself after the winter holidays, only losing four of its final 16 regular season games.Over the course of the season, the Buckeyes fought through a nine-game winless streak, while also putting together separate three and four-game winning streaks. read more


Pilot Car Operations Removed From The Sterling Highway

first_imgFacebook0TwitterEmailPrintFriendly分享On the Sterling Highway, traffic will resume normal operations without pilot cars as of Tuesday. However, drivers may continue to see them in road construction zones. Skilak Lake Road remains closed to any and all residents. Swan Lake Fire information and safety topics will be available on the KPB blog at and on Facebook @ KPBalerts. Residents can sign-up for the KPBalerts phone notification system by texting KPB to 99411, and following the prompts to register using your Borough physical address. Motorists are encouraged to use caution as fire-weakened trees, which can fall over, remain a hazard. Motorists should drive with headlights on at all times and be aware of fire personnel and vehicles still in the fire area. The Office of Emergency Management continues to operate the Information Call Center from 8:00 a.m. – 8:00 p.m. at 907-262-4636 (262-INFO).last_img read more


In Other News

first_imgOfficials named Joint Base San Antonio-Randolph as the preferred location to base the first Advanced Pilot Trainer (T-X), which will replace T-38C Talon aircraft at existing undergraduate pilot training installations. Basing the T-X at JB San Antonio, home to Air Force instructor pilot training, is an essential step to establishing a T-X instructor pilot pipeline, according to a press release. The selection also sets the conditions to transition to T-X training at the other flying training locations, including Columbus AFB, Miss.; Laughlin AFB, Texas; Sheppard AFB, Texas; and Vance AFB, Okla. The first T-X aircraft are expected to arrive at JB San Antonio in 2022. Dan Cohen AUTHORlast_img


HOT OFF THE PRESS Wilmington Recreation Offers 8Day Trip To Grand Canyon

first_imgWILMINGTON, MA — The Wilmington Recreation Department presents an 8-day America’s Canyonlands trip from May 14, 2020 to May 21, 2020.The trip costs $2,650 per person (double), $3,625 per person (single), and $2,615 per person (triple).Contact the Recreation Department at 978-658-4270 with any questions and registration information. Additional itinerary information can be found HERE.Like Wilmington Apple on Facebook. Follow Wilmington Apple on Twitter. Follow Wilmington Apple on Instagram. Subscribe to Wilmington Apple’s daily email newsletter HERE. Got a comment, question, photo, press release, or news tip? Email this:TwitterFacebookLike this:Like Loading… RelatedHOT OFF THE PRESS: Wilmington Recreation Offers “March Gladness” Road Trip To Catskill MountainsIn “Community”HOT OFF THE PRESS: Wilmington Recreation Organizes Trip To See “Mutts Gone Nuts!” Show In WrenthamIn “Community”HOT OFF THE PRESS: Read Wilmington Recreation’s Fall NewsletterIn “Community”last_img read more


Swipe right on YouTube for next next next video

first_img $155 at Google Express JBL Soundgear wearable speaker: $90 (save $160) Sarah Tew/CNET $60 at Best Buy Share your voice Rylo See at Amazon Lenovo 130-15AST 15.6-inch laptop: $210 (save $90) Chris Monroe/CNET $999 See at Turo The problem with most entry-level laptops: They come with mechanical hard drives. That makes for a mighty slow Windows experience. This Lenovo model features a 128GB solid-state drive, so it should be pretty quick to boot and load software, even with its basic processor. Plus, it has a DVD-burner! That’s not something you see in many modern laptops, especially at this price. Read Lenovo Smart Clock review CNET may get a commission from retail offers. See It Tags Use promo code 19LABOR10 to get an unusually good deal on JBL’s interesting hybrid product — not quite headphones, and not quite a traditional speaker, but something you wear like neckphones to listen to music on the go. Mobile Apps Apple iPhone XS $210 at Best Buy Rylo 5.8K 360 Video Camera: $250 (save $250) Comments See It HP Laptop 15t Value: $520 (save $780) Other Labor Day sales you should check out Best Buy: In addition to some pretty solid MacBook deals that have been running for about a week already, Best Buy is offering up to 40% off major appliances like washers, dryers and stoves. There are also gift cards available with the purchase of select appliances. See it at Best BuyDell: Through Aug. 28, Dell is offering an extra 12% off various laptops, desktops and electronics. And check back starting Aug. 29 for a big batch of Labor Day doorbusters. See it at DellGlassesUSA: Aug. 29 – Sept. 3 only, you can save 65% on all frames with promo code labor65. See it at GlassesUSALenovo: The tech company is offering a large assortment of deals and doorbusters through Labor Day, with the promise of up to 56% off certain items — including, at this writing, the IdeaPad 730S laptop for $700 (save $300).See it at LenovoLensabl: Want to keep the frames you already love and paid for? Lensabl lets you mail them in for new lenses, based on your prescription. From now through Sept. 2 only, you can save 20% on the blue light-blocking lens option with promo code BLOCKBLUE. See it at LensablSears: Between now and Sept. 7, you can save up to 40% on appliances (plus an additional 10% if you shop online), up to 60% on mattresses, up to 50% on Craftsman products and more. The store is also offering some fairly hefty cashback bonuses. See it at SearsNote: This post was published previously and is continuously updated with new information.CNET’s Cheapskate scours the web for great deals on tech products and much more. For the latest deals and updates, follow the Cheapskate on Facebook and Twitter. Questions about the Cheapskate blog? Find the answers on our FAQ page, and find more great buys on the CNET Deals page. TVs Speakers Mobile Accessories Cameras Laptops Automobiles Smart Speakers & Displays $261 at Daily Steals via Google Express YouTube says it’s working on growing up Boost Mobile Read Google Home Hub review What’s cooler: A snapshot of a firework exploding in front of you, or full 360-degree video of all the fireworks and all the reactions to seeing them? Oooh, ahhh, indeed. At $250, the compact Rylo dual-lens camera is selling for its lowest price yet. And for an extra $50, you can get the bundle that includes the waterproof housing.This deal runs through Sept. 3; it usually costs $500. I thought this might be a mistake, but, no, the weirdly named HP Laptop 15t Value is indeed quite the value at this price. Specs include an Intel Core i7 processor, 12GB of RAM, a 256GB solid-state drive and a 15.6-inch display. However, I strongly recommend paying an extra $50 to upgrade that display to FHD (1,920×1,080), because you’re not likely to be happy with the native 1,366×768 resolution. Sarah Tew/CNET $520 at HP Free Echo Dot with an Insignia or Toshiba TV (save $50) Post a comment YouTube,I’m shocked — shocked! — to learn that stores are turning Labor Day into an excuse to sell stuff. Wait — no, I’m not. As much as I respect the original intent of the holiday (which became official back in 1894), to most of us, it’s just a bonus day off — one that’s blissfully tacked onto a weekend. So, yeah, stores; go ahead, run your sales. I’m listening. Perhaps unsurprisingly, Labor Day doesn’t bring out bargains to compete with the likes of Black Friday (which will be here before you know it), but there are definitely some sales worth your time.For example:We’ve rounded up the best Labor Day mattress deals.We’ve also gathered the best Labor Day laptop deals at Best Buy.The 2019 Vizio P Series Quantum is back under $999.Be sure to check out Amazon’s roughly three dozen Labor Day deals on TVs and audio. Google Express is having a big sale as well, one that includes deals on game consoles, AirPods, iPhones, laptops and more.Below I’ve rounded up a handful of individual items I consider to be the cream of the crop, followed by a handy reference guide to other Labor Day sales. Keep in mind, of course, that products may sell out at any time, even if the sale itself is still running. Note that CNET may get a share of revenue from the sale of the products featured on this page. An Echo Dot makes a fine match for any Fire edition TV, because you can use the latter to say things like, “Alexa, turn on the TV.” Right now, the 24-inch Insignia Fire TV Edition starts at just $100, while the 32-inch Toshiba Fire TV Editions is on sale for $130. Just add any Fire TV Edition to your cart, then add a third-gen Echo Dot, and presto: The latter is free. Review • iPhone XS review, updated: A few luxury upgrades over the XR Sarah Tew/CNET Angela Lang/CNET $999 The Cheapskate DJI Osmo Action camera: $261 (save $89) Google Nest Hub: $59 (save $70) See it Tidal 3-month family subscription: $5.99 (save $54) Tags 3:13 Read the AirPods review Share your voice Read the Rylo camera preview Spotify and most other streaming services rely on compressed audio, which robs the listener of full fidelity. Enter Tidal, the only “major” service that delivers lossless audio — meaning at least on par with CD quality, if not better. Want to see (er, hear) the difference for yourself? Grab this excellent extended trial while you can. It’s just $6 for three months, and it’s good for up to six listeners. Turo Turo is kind of like Uber meets Airbnb: You borrow someone’s car, but you do all the driving. I’ve used it many times and found it a great alternative to traditional car-rental services — in part because you get to choose exactly the vehicle you want (not just, say, “midsize”) and in part because you can often do pickup and dropoff right outside baggage claim.Between now and Sept. 1, the first 300 people to check out can get $30 off any Turo rental with promo code LDW30. Formerly known as the Google Home Hub, Google’s Nest Hub packs a wealth of Google Assistant goodness into a 7-inch screen. At $59, this is within a buck of the best price we’ve seen. It lists for $129 and sells elsewhere in the $89-to-$99 range.This is one item of many available as part of eBay’s Labor Day Sale (which, at this writing, doesn’t specifically mention Labor Day, but that’s how it was pitched to us). Best Buy Mentioned Above Apple iPhone XS (64GB, space gray) 0 Lenovo Smart Clock: $59.99 (save $20) $90 at Daily Steals via Google Express $999 Screenshot by Lori Grunin/CNET Swiping has become ingrained in our collective muscle memory for touchscreen navigation, and now YouTube’s adding it as the mechanism for getting to the previous or next video in the Up Next list.Swipe left and it returns you to the video you were just watching; swipe right and it sends you to the first video in the Up Next list. Since that list changes with every video, it’s amazing how much faster you can get sucked into the black hole of random videos with some mindless swiping. Just seven took me from CNET’s Lexy Savvides in an exoskeleton to “Dental Mental: Classic Mr. Bean.”Right now it’s only available with the iOS YouTube app. I asked about Android, but didn’t immediately hear back. 7 Sprint Now playing: Watch this: $999 Sarah Tew/CNET Read DJI Osmo Action preview Recently updated to include digital-photo-frame capabilities, the Lenovo Smart Clock brings Google Assistant goodness to your nightstand. It’s a little smaller than the Amazon Echo Show 5, but also a full $30 less (and tied with Prime Day pricing) during this Best Buy Labor Day sale. Best laptops for college students: We’ve got an affordable laptop for every student. Best live TV streaming services: Ditch your cable company but keep the live channels and DVR. DJI’s answer to GoPro’s action cameras is rugged little model that’s shockproof, dustproof and waterproof down to 11 meters. It normally runs $350, but this deal drops it to $261 when you apply promo code 19LABOR10 at checkout. See It Preview • iPhone XS is the new $1,000 iPhone X Turo: Save $30 on any car rental Though not technically a Labor Day sale, it’s happening during Labor Day sale season — and it’s too good not to share. Nationwide Distributors, via Google Express, has just about the best AirPods deal we’ve seen (when you apply promo code ZBEDWZ at checkout). This is for the second-gen AirPods with the wireless charging case. Can’t imagine these will last long at this price, so if you’re interested, act fast. $299 at Amazon $6 at Tidal Apple AirPods with Wireless Charging Case: $155 (save $45) $59 at eBay Amazonlast_img read more


Rats are ticklish just like humans

first_imgIBTimes VideoRelated VideosMore videos Play VideoPlayMute0:00/0:00Loaded: 0%0:00Progress: 0%Stream TypeLIVE0:00?Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedSubtitlessubtitles settings, opens subtitles settings dialogsubtitles off, selectedAudio TrackFullscreenThis is a modal window.The media could not be loaded, either because the server or network failed or because the format is not supported.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window. COPY LINKAD Loading … Close Just like humans, rats are ticklish and can giggle when tickled. Scientists believe rats could thus provide them with an insight into how the human brain reacts to tickles.Ticklishness is one of the strangest sensation experienced by the body and the way it works remains puzzling to scientists. When we are tickled, we laugh – a positive emotion – even though tickles are only a simple touch on the bodys surface and even if they may become uncomfortable after a while.To learn more about how ticklishness arise and what in the brain causes us to laugh, scientists have worked with rats, because these animals are very similar to humans in this area.In 1999, a study had already revealed that rats emit high pitched noises that resemble chuckles when scientists tickle them. In a research paper due to be published on 11 November 2016 in the journal Science, researchers have now identified the brain areas responsible for this phenomenon.Ticklishness is one of the most mysterious form of social touch, it is still poorly understood. What we set out to do, is understand what happens in the brains of humans and animals during tickles. In particular, we looked at what goes on in the brain of rats – who experience similar ticklishness to humans, says study author Michael Brecht, from Humboldt University in Berlin.Laughing at being tickledThe scientists tickled laboratory rats and their first observations confirmed what previous studies had found: tickles are rewarding for rats and elicit laughter. The rats didnt turn away from the hand that was tickling them, preferring to chase it and to play with it. They also performed unsolicited jumps which suggests they were experiencing some form of joy at being tickled.The scientists also recorded the noises made by the rats – typically these can only be heard at frequencies that the human ear cannot perceive – but here they were converted so that researchers could listen to them. The rodents appeared to make short calls at 50kHz, a frequency which in rats is associated with joy.During the tickling sessions, the researchers also monitored neuron activity in the somatosensory cortex. This region of the brain is particularly sensitive to touch and they believed it could be the key to understanding ticklishness.They measured the activity of neurons in this brain area and discovered they were activated when the rats were being tickled. This was correlated with greater laughter. The scientists also showed that activating these neurons artificially, without tickling the rats, produced the same reaction as when they were being tickled. This confirms the important role of the somatosensory cortex in ticklishness. Just like in humans however, the degree of joy felt at being tickled varied with the rats mood. When the little animals were anxious, laughter and neural firing during tickling were significantly reduced. Scientists now want to conduct more research to see how these findings may be applicable to humans.center_img Rats are ticklish just like humanslast_img read more


MayorforLife Gets His Due

first_img“He was the mayor-for-life and built a foundation for Black people in D.C.,” said Anise Jenkins, the executive director for Stand Up! for Democracy, an advocacy organization that supports statehood for the District. “He was a wonderful mayor who empowered Black people and empowered all people.”The late Marion Barry will be honored with a statue at the John A. Wilson Building on March 3. (Courtesy photo)Jenkins is referring, of course, to Marion Barry, a larger than life figure that dominated the D.C. political scene from the 1970s until his death in 2014. Barry will be honored with the unveiling of his statue March 3 in front of the John A. Wilson Building.The ceremony will start at 11:30 a.m. at 1350 Pennsylvania Ave., N.W. and there will be seating for the event at Freedom Plaza, which is located across the street. D.C. Mayor Muriel Bowser (D) and the members of the D.C. Council are expected to attend, along with members of the Commission to Commemorate and Recognize the Honorable Marion Barry Jr., and former mayors and council members.Barry came to the District in 1965 as the city’s main Student Nonviolent Coordinating Committee’s organizer. In the next few years, Barry co-founded Pride, a job training program for unemployed Black men and the Free D.C. Movement that focused on the District getting a vote and self-determination from the U.S. Congress.Barry was elected to an at-large position on the school board in 1971 and was seated in 1972. He served as president of the board before he was elected as an at-large member of the D.C. Council in 1974 and was re-elected in 1976.In an event that made national news, Barry was shot on March 9, 1977 by members of the Hanafi Muslims at the District Building. Barry recovered two days later and became a hero in the eyes of many Washingtonians.In 1978, Barry challenged then District Mayor Walter Washington and defeated him and D.C. Council Chairman Sterling Tucker in the September Democratic mayoral primary and won overwhelming in the November general election.Barry became mayor in 1979 and led the District until 1991. During his tenure he is credited for creating the summer youth jobs program, mandating that 35 percent of all District government businesses go to minority (African American) firms and creating jobs and contracting opportunities that strengthened the city’s Black middle class.“Everyone in Ward 4 that has a decent house and who has retired from the District government have Marion Barry to thank for that,” Kathy Henderson, an advisory neighborhood commissioner in Ward 5 and a candidate for the Ward 5 D.C. Council seat, told the AFRO. “He broke that glass ceiling in the District government.”On Jan. 18, 1990, Barry was arrested for crack cocaine use and possession in a FBI sting operation. In August 1990, there was a trial in which Barry was convicted of a single cocaine possession count and was ultimately given a six-month sentence by U.S. District Court Judge Thomas Penfield Jackson.Barry didn’t run for re-election in 1990 but opted for the D.C. Council at-large race as an independent.He lost the November 1990 general election to the Statehood Party’s candidate Hilda Mason. It was the only loss of his political career.Barry began serving a six-month sentence at a correctional facility in Petersburg, Va., and also served part of that time in a Loretto, Pa. facility. He was released in April 1992.That year, Barry challenged D.C. Council member Wilhelmina Rolark (D-Ward 8) for her position and won the September Democratic primary decisively, with 70 percent of the vote. After representing Ward 8 residents on the council for two years, Barry launched his bid to defeat the incumbent mayor Sharon Pratt Kelly.Barry defeated Kelly in the September 1994 Democratic primary and went on to win the November general election. Barry served as mayor—his fourth term—from 1995-1999.Jenkins said she heard that some representatives and senators weren’t happy with Barry being the mayor again.“That’s why the Congress gave D.C. its control board,” she said, referring to the body of unelected officials who controlled the District’s finances from 1995-2001 and was created because the city was hundreds of millions of dollars in the red. “The members of Congress wanted to punish us for having the gall to re-elect Marion Barry.”Jenkins said that many members of Congress were mad at Barry “because he didn’t know his place.”Barry left public service after his fourth term as mayor ended in 1999.In 2004, Barry ran for re-election to the D.C. Council, taking on longtime friend and ally, D.C. Council member Sandy Allen and defeated her for re-election in the September Democratic primary. He won the 2004 November general election and served on the council until his death at the age of 78 in November 2014.D.C. Mayor Muriel Bowser set up the Barry Commission to explore ways to honor the four-term mayor. One of the ways to honor him, according to the commission, was with a statute of him at the Wilson Building.The likeness, known as the Marion Barry Jr. Commemorative Bronze Statue, is eight-feet tall and is in bronze, according to photos of it that have been publicly revealed. Steven Weitzman of Weitzman Studios did the statute.Henderson said she will definitely be at the event in recognition of Barry’s work.“I essentially became an adult in the city under Marion Barry,” she said. “I worked on his 1994 council campaign and it was amazing to watch him work.”She did confess her unhappiness with “all the things that he did” but never questioned his commitment to everyday people.“His service to people was a higher calling,” she said.last_img read more


Tripartite meet on minimum wages of tea garden workers to be held

first_imgSiliguri: The crucial tripartite meeting on minimum wages for tea garden workers has been postponed to August 6. Labour Minister Moloy Ghatak is expected to announce the minimum wage amount calculated by the state government from Uttarkanya on that day.Earlier, the meeting had been slated for July 31. “Due to the ongoing Assembly session, the meeting had been deferred to August 6,” stated Zai Ur Alam, Convenor of the Joint Forum of Tea Unions (a conglomeration of 26 operating tea unions). Also Read – Rain batters Kolkata, cripples normal lifeThe Joint Forum, demanding the implementation of minimum wages in the tea gardens, had called for a closure of all of them in North Bengal on July 23, 24 and 25 along with a general strike in the tea belt on July 24. Though the unions operational in the Hills had decided not to enforce the bandh, they had called for stopping tea dispatch from the Hill’s gardens. However, following the tripartite talks in Uttarkanya, the Mini Secretariat in Jalpaiguri district on July 17, the Forum had decided to keep the agitation on hold with assurances that the state Law minister would announce the minimum wage amount calculated by the state government in the next round of talks on July 31. The minimum wage is being calculated taking into consideration the various components including the cost of food, clothing, housing and the 1:3 composition (three dependents per worker). At present, the daily wage cash component is Rs 159.last_img read more


Banking sector facing serious crisis on macroeconomic front Amit Mitra

first_imgKolkata: State Finance and Industry minister Amit Mitra on Friday expressed his deep concern over the steady rise in the Non-Performing Assets (NPAs) in banks since 2014 after the BJP government came to power. The minister warned of more financial scams in the country and maintained that this trend was bound to affect fresh lending particularly in MSME, agriculture and real estate sectors.Presenting data from the recent Financial Stability Report of Reserve Bank of India (RBI) Mitra said: “In March 2014, the NPA was Rs 2.04 lakh crore and in the end of March 2018 it has risen to Rs 10.25 lakh crore. The figures show that scams are very much in the offing. The climbing NPAs show surfacing of crony capitalism in the system.” Also Read – Rain batters Kolkata, cripples normal lifeThe minister, while addressing the 10th Banking Summit organised by the Indian Chamber of Commerce (ICC), said the NPA ratio was 4.4 percent of the total advances in banks in March 2014, 5.3 percent in March 2015, 7.69 percent in 2016, 9.06 percent in 2017 and 11.6 percent in 2018. Describing this as a dangerous signal, he maintained: “RBI has brought 11 PSU banks under prompt corrective measures in which the present NPA is as high as 22 percent. It is projected to be higher by the end of 2019 and people should not be kept in the dark about this macro-economic crisis in the country.” Also Read – Speeding Jaguar crashes into Mercedes car in Kolkata, 2 pedestrians killedIn the current scenario, banks have been told by RBI to put a check on aggressive lending and as MSMEs are very dependent on bank loans, there are chances of these enterprises getting squeezed.”The MSME sector provides more than 90 percent jobs in the country, large industries provide only 8 percent of the jobs. So there is urgent need to keep people’s confidence going amidst this rising NPAs,” he added. Mitra also highlighted the financial inclusion in the state that has been rolled reasonably well with the government working in close coordination with the banks. “MSME lending by banks that was Rs 8,387 crore when we assumed office in 2011, has gone up to Rs 44,059 crore in 2017-18 financial. Lending in agriculture has mounted to Rs 42,232 crore up from Rs 14,387 crore in 2011-12 fiscal. Lending to Self Help Groups (SHGs) has also gone up to Rs 8,155 crore from Rs 553 crore,” Mitra said.It may be mentioned that the Bengal government holds State Level Banker’s Meeting (SLBC) meeting once in every 45 days to ensure that loan by the banks in the MSME and allied sectors goes on smoothly.last_img read more


Keeping it light and healthy

first_imgEggspectation at Jaypee Siddharth, Delhi has come up with a healthy combo meal to soothe your tummy. This new alluring strategy will help you keep a check on your weight. Guess how? The ‘Lite Belly Delight Belly’ meal promotes healthy eating with some mouth-watering smoothies, salads, and sandwiches. Health conscious foodies can now lay their hands on this offer at just Rs 10 multiplied by their weight!And if you think that I am eggsaggerating, you better visit the restaurant to experience their delicious a la carte menu or the ‘Lite Belly Delight Belly’ meal meant for those who are a tad bit concerned about their health. Also Read – Add new books to your shelfDetox your belly with an unusual but extraordinary mango-ginger mojito. The combination of these two dominating flavours turns out great for your taste buds. The sweetness of fresh mangoes is balanced by the fiery and pungent taste of the ginger presenting to you a well-blended delight. The Strawberry Lemonade and Green Tea smoothie are as great as the other unusual drinks they serve at Eggspectation created with detox water to keep a check on your healthy intake. These light drinks come with an added advantage – there’s no added sugar, the natural sweetness of the fruits account for the flavour with a tinge of honey. Also Read – Over 2 hours screen time daily will make your kids impulsiveKicking off the heat with some cool drinks, the menu will lead you ahead with some innovatively palatable salads. Fruit lovers will be amused to find a Tropical fruit salad which will serve you an array of seasonal juicy fruits. Once the juicy watermelons and mangoes explode in your mouth accompanied by a honey mustard sauce, you may experience the generation of an amazing new flavour built from the goodness of all the components, including arugula and feta cheese, in the salad. In case you have been planning to get the best out of Eggspectation, try out their egg salad out of the many egg-inspired dishes. Finishing your plate of salad, you might already feel quite full, but to satiate your gastronomical pleasures definitely grab a mouthful from the array of sandwiches they have in store. The Jamican jerk chicken sandwich arrives in a huge platter with some veggies on the side enough for two foodies to hog on. In case you have a soft corner for bagels, you would love the appearance of Yolk around the clock – this item has taken bagels to a new level. A sunny side up egg fills the holes of each bagel which is in turn topped with some cheddar cheese and salad veggies. To add that much needed ‘unhealthy fried stuff’, there are fried potatoes and sauces on the side. A divine sense glides down your throat when you gulp that nibble of bagel sandwich, accommodating a fried egg, tomatoes, cucumbers, and cheese in perfect sync with the bread.Upon completion of this humungous meal, it is quite unlikely that one would require any dessert unless you are a staunch sweet tooth. In case you do end up licking an ice cream post this health freak’s meal, remember to do some appropriate workout to balance the dreadful crime you’d just committed. This interesting wave of Lite Belly, Delight Belly is on until July 15.last_img read more


Homebuyers Get a Spring in Their Step

first_img March 20, 2019 1,277 Views Conventional Ellie Mae FHA fico scores mortgage Purchase Loans rates Refinance VA 2019-03-20 Radhika Ojha in Daily Dose, Featured, News, Origination Falling mortgage rates and a decreasing time to close loans has resulted in an uptick of purchase loans, according to the Ellie Mae Origination Insight Report released on Wednesday.The report noted that the 30-year rates have declined for the second consecutive month to 4.86 percent from 5.01 percent in January. The time to close loans has also decreased by two or more days for all loan types. These factors have resulted in the percentage of purchase loans rising to 66 percent from 65 percent in January, even as the percentage of Adjustable Rate Mortgages (ARMs) decreased to 7.6 percent in February from 8.6 percent in the prior month.Refinances, the report indicated, made up 34 percent of all closed loans. The average time to close refinance loans also decreased to 35 days, compared with 47 days for purchase loans.Breaking up the rates by loan product, the report revealed that the average 30-year rate on FHA loans decreased to 4.91 percent in February. Conventional and VA rates decreased to 4.88 and 4.66 percent, respectively.“Purchase percentages have increased following both the holiday season and the 30-year note rate decline,” said Jonathan Corr, President and CEO of Ellie Mae. “We expect this increase to continue as we enter the busier spring buying season.”The closing rates for all loan types increased to 75.5 percent with refinance closing rates increasing to 70.8 percent and purchase closing rates increasing to 78.2 percent. The report noted that 70 percent of all closed loans had FICO scores over 700. While 70 percent of purchase loans had FICO scores over 700, 68 percent of refinances had FICO scores over 700.Looking at the profiles of all closed loans, the report indicated that the average FICO score on all closed loans increased two points to 726 in February. Average loan to value increased to 78 and debt to income ratio decreased to 25/39.Click here to read the full report.center_img Homebuyers Get a Spring in Their Step Sharelast_img read more


Runestad Universities could be subject to new legislative oversight

first_img The House Oversight Committee today approved a joint resolution offered by state Rep. Jim Runestad of White Lake that amends the state’s Constitution, allowing the Legislature to make laws governing the protection of free speech on Michigan’s public university and public community college campuses.“The expression of diverse viewpoints is foundational to the process of growth and discovery and expands the education of all people in a free society.” Runestad said. “Abuses over many years by numerous institutions necessitates that the Legislature must be permitted to intervene for the protection of civil liberties of students at universities receiving taxpayer money. These cases, seen over many years, demonstrate that without legislative oversight many of these institutions restrict the rights of students, staff, and faculty. We have no way of knowing just how many students have considered lawsuits over the years, only to walk away because they don’t have the money to defend their rights.”Proponents of the legislation state that public universities and community colleges have frequently failed to follow the Constitution by not providing for the protection of free speech while discriminating on the basis of political viewpoints. Free speech violations that are cited include limiting student assembly to “free speech zones” on campus, deciding who is approved to post on student bulletin boards, choosing which student clubs are funded with mandatory student activity fees and picking which speakers are allowed on campus.House Joint Resolution P now moves to the full House for further consideration.Photo Information: State Rep. Jim Runestad of White Lake testifies in support of his Michigan Constitution amendment before the House Oversight Committee today. 15Feb Runestad: Universities could be subject to new legislative oversight Categories: Runestad Newslast_img read more


In This Issue   Euro rises yen falls          

first_imgIn This Issue.*  Euro rises, yen falls.             *  U.S. Trade Deficit widens. *  Are metals consolidating?.*  Stephen Roach on QE.                                 And, Now, Today’s Pfennig For Your Thoughts!A Jobs Jamboree Friday!Good day.  And a Happy Friday to one and all! The sun finally came out for the whole day yesterday! WOW! It’s amazing who everyone’s moods change when the sun is out, eh? It had felt as though we were living in a snow globe for about 3 weeks, so I’m glad that is over! Heading to spring, one of my fave times of the year. March came in like a lion, so that means it will leave like a lamb, and that’s just hunky dory with me!Well. Today is all about the U.S. Jobs Jamboree.  It’s like that military road block, nothing or nobody is getting through!  So, we have to deal with the Feb jobs data. Long time readers know I totally dislike this whole process of the markets living and dying on the fabricated and made up jobs numbers. That’s why, I’ve always told you, I get more out of the Average Hourly Wage and Average work week data that goes along with the Jobs data. But. the markets get all lathered up over what “the number is”, so we have to play along, eh?So, for the record, the so-called experts, have forecast that in February the U.S. added between 165,000 and 180,000 new jobs last month. Not bad, but remember it’s a fabricated number by the Bureau of Labor Statistics (BLS) For those of you who like to taunt me after I make my monthly best guess at the number, and fail miserably, you’ll be interested to know that I think the jobs data will disappoint, which is to say they will be less than 165,000. But that’s just me. the markets are pricing in a huge blowout of jobs added in February, so.. There’s a downward risk in the dollar this morning, but only if the data disappoints.Any number that doesn’t disappoint, will add to the bias to buy dollars this morning. I think. I say that because the markets have moved the goal posts on us so many times since the financial meltdown. The markets will go for awhile marking down the dollar for job increases, and then suddenly change to marking up the dollar for job increases. So, this is like roulette. I’m going to put my money on black.The euro had a nice run yesterday moving through the 1.30 handle toward 1.31, as the European Central Bank (ECB) did indeed leave rates unchanged and the short euro trades that had been put on recently in hopes that the ECB would cut rates, had to be unwound. I told you yesterday, that I could have saved them the trouble if they had only read the Pfennig or asked me! For I would have told them exactly what was going to happen at the ECB meeting.  Not that I know anything that other people don’t know. It was all there in black and white, but you know traders. they are a fickle lot.ECB President, Draghi, failed to mention downside risks to inflation like he did at last month’s meeting. This really got traders all lathered up, and short term rates on bunds (bonds) rose, thus widening the rate differential to U.S. Treasuries. and rate differentials have always been a strong fundamental to use in valuing currencies against other currencies.They are expecting another round of repayments to the LTRO loans to banks in the Eurozone today. I don’t think this would move the euro one way or another, unless, the thought that 3 Billion euros from the first round, and 5 Billion euros from the second round will be repaid, is baseless. And I doubt that is the case. if anything, the numbers might be a little low.The one currency really taking a whipping from the dollar overnight is the Japanese yen. I wonder where all those analysts are now, that said a few weeks ago that the yen’s weakness had reached the end? That was when yen was around 93. well, it hit a low of 95.60 overnight. (remember, yen is a European priced currency, so as the price rises, the value of yen decreases)China printed some trade balance data last night, and while their reserves got a huge boost from their exports, the markets were fixated on the Imports data, which was expected to be slow, printed worse than expected, thus indicating that the domestic demand in China is faltering. the data didn’t really hurt Chinese renminbi / yuan, but what it did was send a smoke cloud message to Australia.I’ve told you for some time now that the Aussie dollar (A$) is my proxy for global growth, and when China’s imports slow, that hurts the A$.  For those of you keeping score at home, you’ll want to jot down these numbers. Chinese exports increased nearly 22% from a year ago, and imports declined 15.2%…  I get a little antsy when I see data like this. I would love to focus on the fact that China’s reserves soared higher. But a 15% fall in imports really rains on that parade. If you don’t see it that way, you had better look at the reaction to the data in the A$’s pricing.In addition here. China has once more let everyone know that they are not happy nor approve of “some countries overly accommodative monetary policy.”   I really liked this quote. “This is an act of transferring the crisis to others”   And they are absolutely correct!  Here in the U.S. the numbers were reversed. U.S. exports fell 1.2%, while imports rose 1.8%, thus blowing out the Trade deficit from $38.1 Billion in December, to $44.5 Billion in January. This Trade Deficit has really been the albatross around the U.S’s neck for some time now. The markets however, just shrug off this data now. they’ve become Comfortably Numb with large deficit numbers here.Up north in Canada, they too printed a trade balance report for January, and while the total numbers are small compared to the U.S. at least Canada saw a narrowing of their Trade Deficit. December’s deficit was $.3 Billion, and January’s was $ .2 Billion (it was expected to widen to .6 Billion deficit)  Data like this should help the Canadian dollar / loonie, which has really slumped recently.Gold, Silver and Platinum all range traded yesterday, with very little movement all day, and all night. I guess metals traders are also looking toward the Jobs Jamboree this morning for direction.  I look at this as a “consolidation”. I hope I’m correct here, because these current levels could prove to have been basement bargain prices.  Of course I could be wrong, it’s just my  opinion, and a lot of that depends on how much flesh the Bullion Banks still want to take.One of my fave Beatles, George Harrison, recorded his first (I think) solo album called, “All Things Must Pass”.  I think that applies to the metals, and the downward moves caused by the paper trades.OK. I think that album titled could be used for a lot of things. like Quantitative Easing (QE). But like the title of a few presentations I did last year, What Appears to be Evident, may not be imminent.    One thing going on right now, that isn’t going to pass.. is our debt crisis. not without a lot of heavy lifting. And by the looks of our lawmakers, I doubt any of them are capable of heavy lifting! HA!  I read a report from the Concord Coalition, which is a group that’s been in favor of lower deficits. They said that the automatic cuts that went into place last week, are “attacking the wrong part of the budget.”   I say. sure the major heavy lifting is in Medicare, etc. but you have to start somewhere. I told the audience in Orlando last month, that “I believe we need to implement a process that says, if we can’t pay for it, we don’t buy it” , and so. it goes on.Then There Was This. Long time readers know that I’ve always liked the thought process and ideas of Stephen Roach, the former economist for Morgan Stanley and now at Yale. Well, here are some of Stephen’s thoughts on the effect of QE policies on currencies.“Whether it’s the Bank of Japan (8301), the Federal Reserve or even the ECB, the idea that they can engineer economic recovery by quantitative easing that may lead to weaker currencies ultimately is not a story that will end in a pretty way. Currency devaluation as a recipe for economic growth always comes at a cost of taking market share from someone else.”“China is understandably concerned about that, as has been Brazil, as has been most major developing economies that rely on exports as a source of economic growth.”“The developed economies say, well we’re not trying to depreciate our currencies, but they know this is going to happen.”“This is one of the unintended and potentially dangerous consequences of the financial engineering of quantitative easing.”  – Stephen RoachChuck again. Yes. the U.S. knows this depreciates the dollar, in fact after round one of QE, James Bullard, President of the Fed St. Louis, said that he believed QE was successful because the stock market was stronger, and the dollar was weaker. To recap. today is all about the U.S. Jobs Jamboree. so you might as well, strap yourself in, and get ready. Chuck thinks the data will be disappointing. But the markets are pricing in a HUGE increase over what was previously expected (165K). So, today should be quite interesting!Currencies today 3/8/13. American Style: A$ $1.0275, kiwi .8290, C$ .9710, euro 1.3110, sterling 1.5035, Swiss $1.06, . European Style: rand 9.10, krone 5.6840, SEK 6.3535, forint 226.75, zloty 3.1555, koruna 19.4095, RUB 30.65, yen 95.75, sing 1.2460, HKD 7.7555, INR 54.29, China 6.2165, pesos 12.74, BRL 1.9540, Dollar Index 82.18, Oil $91.28, 10-year 2.01%, Silver $28.80, and Gold. $1,577.60That’s it for today. didn’t get to spend much time with Alex this morning before he headed out the door. He goes to the Waffle House on Fridays and has breakfast with his friends before school. This weekend, will be the birthday of my good friend, and spring training buddy, Rick Baur. Happy Birthday Rick! We’ll celebrate his birthday and mine next week in Jupiter! I’m so glad and thankful that I recovered quickly from my problems last week, so I can still go to spring training. The Florida sun, and Cardinals baseball with first my buddies and then with my family should be the cure-all for what ails me.  ( hey, a guy can wish, right?)  I also want to send a big shout out and thank all that sent me “welcome back” notes yesterday.  Remember, I’m only around now for one more day. Ok. thank you for reading the Pfennig, and I hope you have a Fantastico Friday!Chuck Butler President EverBank World Markets 1-800-926-4922 1-314-647-3837last_img read more


Some say for good reason that speculating in the

first_imgSome say, for good reason, that speculating in the junior resource sector is like gambling in a casino. I don’t disagree with that statement, but there’s one huge difference between the two: on the stock exchange, you can tilt the odds in your favor. How? By following the right people in the sector. We had a great collection of people at the Casey Summit in sunny Tucson, Arizona, that just concluded last week. Even though we’ve had many fantastic Summits over the years, this one was hands-down the best one so far. From Ron Paul to Don Coxe, the list of interesting speakers and the way the attendees could get access to them were next to none. If you weren’t able to be at the conference, I highly recommend the Summit Audio Collection, a full recording of the entire Summit. This conference was extra special for me, due to the impromptu Texas Hold ’em tournament late Saturday night. After Ron Paul’s talk, thanks to the incredible Casey staff who organized the Summit, a small group including Doug Casey were able to get a room with our own private bartender… and began our night of cards. Though the buy-in was not intimidating, the pot was more than enough to take the wife on a good shopping spree. As we rounded up our players, John Mauldin, the best-dressed man at the conference, had to bail on us at the last minute. His assistant told me that he had to attend an important meeting with a representative of brewer Dos Equis, which has been approaching John to become the brand’s “Most Interesting Man in the World” spokesperson. We then tried to get Ron Paul to play. He declined, but shared an interesting tidbit with us: that he helped put poker tournaments on national television. Now every time I see an exciting instant replay of an ace turned on the river, I will know whom to thank. The game itself was fun—but far less important than the personalities that were in the game. The table was crowded with extremely smart people, most of whom have been serially successful in the junior industry. Sitting across from me was my good friend Keith Hill, president, CEO, and director of Africa Oil, whose predictions for oil you can hear on our Summit panel “The Myth of American Energy Independence.” Keith’s exploits with various Lundin Group companies have taken him everywhere from the frozen lands of the Russian tundra to the plains of East Africa to look for oil. Having him at the table was a treat for all of us, and I learned long ago that you never bet against Keith, so I knew it was going to be a fun game. Beside him sat Nolan Watson, a member of our Casey NexTen list. In 2006, when Nolan became the CFO of Silver Wheaton, the largest silver streaming company in the world and worth billions of dollars, he was only 26 years old. He’s one of the most knowledgeable people on the planet when it comes to resource royalty deals and could easily hold his own in negotiations with any of the major mining companies. To the other side of Keith sat Amir Adnani, president, CEO, and director of Uranium Energy Corp. Amir, who’s also featured in our NexTen, is a member of our Casey Ten-Bagger Club (that means his company has handed our subscribers a +1,000% return). He refused to play, but said he wanted to watch. His reasoning was that he had assessed the situation and believed that the rest of us were better poker players than he… and he only takes on endeavors where he feels he has a strategic advantage. Amir is definitely one to pick his battles carefully, which shows in his business strategy as well. To my right was Brian Hunt, one of the brainchildren and stars of Stansberry Research… and beside him Doug Casey, probably the most experienced poker player you could come across in the natural-resource sector. Needless to say, the poker game was extremely intense and fast-paced: half of the original players were already out after the first hour. I managed to take Keith’s pot after another grueling 45 minutes, and only four of us were left: Nolan, I, Jordan Trimble, president and CEO of Skyharbour Resources, and Tim Termuende, head of Eagle Plains Resources. I know both Jordan and Tim very well, but I had never played poker against them—and I’d failed to pay enough attention to their habits throughout the night—which I later realized to be a huge mistake. The pot was building, and Jordan unexpectedly went all in. Nolan folded, and I was suddenly lost and had no idea what to do. With so much capital committed, I didn’t fold and called. To my dismay, Jordan had the better hand, doubled his pot, and put me on the back foot. I did end up clawing back for third and getting my money back, but more than anything, this poker game was a great investment lesson for me: Like poker, investing is about knowledge. The reason why I panicked when Jordan went all in was that I didn’t know his habits. Similarly, by getting really familiar with a few companies, we are able to feel their “pulse” and analyze everything from their trading pattern to the probability of success on their next drill well. You can’t throw good money after bad—my biggest mistake came from my one mental lapse in the night: “I have too much committed to fold.” In the junior market, where failures happen on a daily basis, you have to be able to pull your remaining capital out to fight another day. And the most important lesson of all: Casey Research knows a lot of serially successful individuals whom we honor in our NexTen as well as our Explorers’ League. We may not have all the answers in the resource market—but we’re always just one phone call away from someone who does. Whether investing takes too much time out of your busy day or it just flat out intimidates you—we are here to help. And right now the best compilation of our own, practical investment advice and the supreme knowledge of people like Dr. Lacy Hunt, James Rickards, and Don Coxe is available on CD and MP3. You can still pre-order the Summit Audio Collection for a $100 discount, but only until the CDs are produced and ready to ship… so I suggest you don’t wait. With a blue-ribbon faculty of 37 experts, including your team of Casey analysts dedicated to finding the “pulse” of the market, you can tilt the odds in your favor. So what do you say? Is it time to beat the House? Additional Links and Reads Born Libertarian: Doug Casey on Ron Paul and the Price of Freedom (The Gold Report) This is a fantastic interview between a Gold Report editor and Doug Casey about Ron Paul as well as libertarianism. An excellent read for anyone. US Builders Hoard Mineral Rights Under New Homes (Financial Post) The fracking boom and the American shale revolution have made millionaires out of plenty of homeowners in North Dakota. Homebuilders are beginning to secretly hold on to the mineral rights under new homes just in case the home is sitting on a pool of oil. Unethical? Perhaps, but definitely something to keep an eye on next time you’re buying a house. US to Overtake Russia as Top Oil Producer, Says IEA (Financial Post) Several subscribers requested the source of our claim that US is now producing more oil than Russia. The International Energy Agency (IEA) estimates that in 2014, the US will average a production rate of 11 million barrels per day compared to 10.9 million for Russia. Most of the growth has been due to new advances in hydraulic fracturing and horizontal drilling and has significantly changed energy politics around the world.last_img read more


Louis James Editor International Speculator E

first_img Louis James Editor, International Speculator Editor’s note: Louis recently came across another massive money-making opportunity, just like Fortuna back in 2006. In fact, he believes this is the world’s richest gold mine in the making… And one small, publicly traded small cap owns the rights to this deposit. When the news reaches the mainstream by April 2017…shares could go parabolic. Early investors stand to make 1,000% or more. You can learn all about this rare opportunity by watching this brand-new presentation. “I Walked into a ‘Red Gold’ Mine on July 18, 2014… and Emerged With a Secret that Could Make Early Speculators Rich this April” The last time something like this happened, investors in a company called Stikine Resources saw once-in-a-lifetime gains as the stock shot from $1 to $67 per share—a 6,600% increase. Click here for the full story. Trump Proposes Radical $50 Billion Annual Sector Payout The tiny market niche to be showered with cash has consistently and predictably sent share prices of tiny stocks soaring with rare gains like 771%… 938%… even 55,000% over the long term… I’ll be upfront with you, what you’re about to see is not for the weak or faint of heart. But if you have the grit and determination to reap the massive types of predictable and repeated gains that have cropped up like this five different times in U.S. history, then… Click here for all the details (Note: The weak should not click). – —center_img Fortuna doubled within two months. We were able to take profits on March 29, 2006, at C$2.38. The stock came within kissing distance of C$7 in 2011. It gave much of that up in the multi-year bear market that followed. This week, it closed at C$8.10 (Jan 31, 2017). That’s more than seven times the price of our initial recommendation—and the company is still adding new value today. The point of this story is not to brag. In fact, there were many ups and downs, we took profits along the way, and we were in and out of the stock. The point is that back in 2006, when I was asking myself if I was being stupid for recommending a stock that was already up 500%, I chose to drive forward looking ahead, not in the rearview mirror. This is critical. If I had let how much the stock had already risen paralyze me, we would have missed out. Instead, I made the decision based on the huge value the company was clearly set to deliver. We took the plunge. As the great Canadian philosopher Wayne Gretzky said: “I skate to where the puck is going to be, not where it has been.” And the point of this is that smart people thinking about investing in gold and silver today are asking themselves the same questions I was asking myself in 2006. Gold has risen 15% from its low of $1,053 per ounce late last year to its current level of $1,211. Silver’s already up 13% this year. “Is it too late?” My answer is no. I understand that it’s hard to put money into stocks that have risen sharply in recent months. Many of our stocks are up more than 100%, 200%, and even 400% since their lows. But that’s got more to do with how oversold they were than what is likely to happen next. In seeking to skate to where the puck is going to be, we look for value to be added ahead. It’s just as when I made the call on Fortuna back in 2006. All of the companies I currently recommend buying in International Speculator have huge value to add. This is true even if the price of gold does not continue rising. It’s true even if precious metals retreat towards recent lows. Actually, if gold and silver did correct sharply before heading higher again, that would be the best thing in the world for those just getting into related stocks. It would create great buying opportunities. At this point, this may actually be likely. You want to be ready to take advantage of it. I’m excited about the work I’m doing now. It’s not enough to have a portfolio of winners in hand. I’m traveling more than I have in years, scouring the world for new opportunities. I knew this day would come during the down years. Now that it’s here, I’m having a ball putting all I’ve learned from Doug and many of the best geologists in the world to work on my readers’ behalf. I may wear out another pair of boots, but it will be worth it. I think we’re all about to make a pile of money. I realize that I’m singing my own praises here, but what I’ve just said is true. And if you’re not already an International Speculator subscriber, I hope you’ll join me for the adventure ahead. I believe you will be very glad you did. Sincerely, Editor’s note: With gold and gold stocks rallying right now, you may be asking yourself one simple question… “Is it too late?” To answer this, we turn to our gold stock guru, Louis James. If you’re hesitant about entering the gold market today, this essay is a must-read… Deep under a mountain, but so high up in the Andes that I could barely breathe, I found one of the best money-making opportunities I’ve seen in my entire career. I was in an old mine tunnel. The ore was massive sulfides of lead and zinc, with high grades of silver. These sulfides sparkle brightly in your miner’s lamp, like chandeliers. Usually, you see a narrow vein with a little of this stuff sprinkled in it. You look up to see it in the ceiling of the tunnel, or slashing a wall. Not this time. The entire tunnel—a good four meters wide by four meters tall—was blasted through a zone of massive sulfides so thick, it all sparkled in my lamp. The walls, the ceiling, the floor, everything. It was like walking through a field of stars. On the old mine posts, I could see the assay numbers left behind by the old-timers: 9% lead-zinc, 12%, 15%—with hundreds of grams per tonne of silver. The rock had more than $500 in contained metals in some places. I asked the mine geologist (who was my guide) how anyone could leave so much value behind. He told me that the old-timers were only interested in the highest-grade core of the deposit, which ran to more than a kilo of silver per tonne. The speculation was that not only could these high-grade (by modern standards) remnants be mined, but that more bonanza-grade silver and gold could be found as well. That potential was made very real to me when we returned to the surface. I could see that the rock alteration visible on the mountain above the vein was repeated up and down the valley, showing the location of other veins. Many had been worked in colonial times—the mine has a history that goes back more than 400 years—but there were plenty more to explore. The vein is called Animas. It’s part of the Caylloma mine camp in Peru. The company is called Fortuna Silver Mines (FSM, FVI.TO). At the time, it was an exploration company that had just bought the mine with its 7.0 million ounces of silver in historical mine reserves for $7.55 million. Experts were skeptical that a little explorer like Fortuna had what it took to put Callyoma back into production and make money. This was back in January of 2006. I could see plain as day that the mine was a cash cow just waiting to be given the attention it deserved, surrounded by enormous blue-sky potential. I wrote a report saying so while still in the field, and Casey Research founder Doug Casey recommended the stock at C$1.15 in an investment alert on January 27. Now, here’s the thing: the stock had been trading for less than C$0.20 for years. At C$1.15, it was already up more than 500% for those in before it became obvious that the gold and silver bull market underway was real. So, I had to ask myself: was I too late? What if we put a “Buy” on the stock only to provide exit liquidity for the early birds? What if Fortuna fell on its face in the transition from exploration to production? That’s actually a very common outcome. What if we were being the new “stupid” money, chasing after a stock that had already risen to ridiculous levels? If I had let such fears stop me, we would have missed out on what happened next. Recommended Linkslast_img read more


Why Kicking Out Counterfeit Crooks on Instagram Is So Important

first_img Add to Queue Why Kicking Out Counterfeit Crooks on Instagram Is So Important Jenny Wolfram Fireside Chat | July 25: Three Surprising Ways to Build Your Brand Would you spend over a thousand dollars on a pair of sneakers? There are plenty who would — a pair of Adidas Yeezy’s comes with a price tag of $1,000 or more. For those who are less flush, the market has become flooded with knock-off fakes. These are promoted via comments and sponsored ads on sites like Facebook and Instagram.When Kanye West tweeted “you probably got bootleg Yeezy’s on right now,” followers responded in typical Twitter fashion, with a torrent of abuse from all angles, but when it came to real brand loyalty, sneakerheads were split. Die-hard fans rebuked the fakes, though others have been tempted by prices as low as $99.A year later, these social commerce scams are running riot online, fueled by social bots and a growing underground counterfeit economy, hijacking brand advertising efforts. Andrea Stroppa’s “Social media and luxury goods counterfeit” investigation revealed that 20 percent of Instagram posts for luxury brands feature counterfeit or illicit products.At BrandBastion, we conducted an investigation into Instagram counterfeiters to examine the risks brands face on social media and what they can do to fight it.Social media’s safe harbor for organized crime.The luxury online retail market is estimated to reach $41.88 billion by 2019, according to Bain & Company. It’s impressive, but just a fraction of the booming business of the $461 billion global counterfeit goods market funding large-scale criminal operations. Stroppa’s investigation explains how exploitative practices force women and children to work in inhumane conditions, in turn powering illegal gangs, dictatorships and global terrorism.Related: Evolve or Die: Luxury Brands Must Embrace Digital To ThriveOrganized crime has entered the digital realm, with counterfeit trade visible on the most popular ecommerce platforms and social media streams. These operations are largely based in China, Russia, Malaysia, Indonesia and the Ukraine, though technology allows them to target global audiences.In the U.S., the Digital Millennium Copyright Act (DMCA) mandates that so long as platforms have an effective takedown system, they are not liable, putting pressure on brands to protect themselves. Until now, this has mainly impacted selling tools such as eBay, Alibaba and commerce-friendly social network WeChat, to the detriment of luxury brands like Tiffany & Co., Louis Vuitton and Gucci. But digitally-savvy fake sellers have graduated from basic host services like eBay, finding global reach and big profits as commerce takes off on social media. Complete with new mobile-oriented features like Instagram’s Shop Now and Buy buttons, these networks are becoming serious selling tools for counterfeit criminals.As online sellers invest in social growth tactics, the frauds are hot on their heels, armed with ad campaigns and bots, retargeting their users and flooding sites with illegal goods. This social media safe harbor creates a playground for fraudsters using aggressive tactics, even hijacking a brand’s own social media posts or ads to target audiences with counterfeit copies.The Instagram comments scam.BrandBastion examined a sample of 36,000 comments from the Instagram posts of 12 top luxury brands — Salvatore Ferragamo, Manolo Blahnik, Marni, Saint Laurent, Balenciaga, Alexander McQueen, Fendi, Jimmy Choo, Burberry, Balmain, Versace and Dior — with a combined reach of more than 62 million followers.One in 18 comments included a serious threat for brands. Major dangers included 729 (2.03 percent) comments leading to direct counterfeiting from some 94 counterfeit sellers; 1,013 comments (2.81 percent) contained spam and scams; and 208 (0.58 percent) had brand attacks from avid activists, at times launching brand boycotts. Some retailers fared worse than others; 8.27 percent of Saint Laurent comments contained a brand threat. On the other end of the scale, Dior had 3.37 percent brand threats, though with a significantly larger following and greater posting activity.Related: U.S. Shuts Down Huge Online Dark Web Market, AlphaBayCounterfeiters borrow images scraped from online searches, newly embed fresh information to appear unchanged, and, armed with purchased fake followers, they often appear legitimate. Fraudulent accounts post comments such as “Check out my page Got All Designer” along with contact details, such as instant messenger chat IDs, enabling encrypted conversations with so-called “salespeople.” The OECD reported that sellers post these goods via complex routes, preying on transit hotspots from “countries with weak governance and widespread organized crime such as Afghanistan and Syria.”Fighting fire with fire.Instagram is cracking down on fake accounts, purging millions of spam and bot accounts and using proactive tools such as spam detectors and blocking systems. But by cloning and replicating content, fresh accounts pop up every day. This proliferation of content keeps moderators busy in a cat-and-mouse chase. Meanwhile, the responsibility of tackling new social media fraudsters largely rests on law enforcement agencies, brands and innovative technologies.A digital ecosystem to target counterfeit sellers is in early stages. Informal name-and-shame accounts on Instagram, such as @fake_education and @yeezybusta reveal identified fake sellers. Online community forums like Scamadviser, Realscam and Scamwarners allow both retailers and consumers to name and shame known offending domains. Flipping community activism on its head, third-party services and blockchain technologies, such as startup Blockverify using the bitcoin currency infrastructure, also verify goods and track sales.The downside is that lack of formal regulation facilitates a free-for-all of independent forums and competing businesses. Moreover, uneducated consumers are often not deterred by fake labels and are unaware of real threats from criminal operations. One in four consumers report purchasing counterfeit products online —  and these forums can even aid their search for fake products.Brand managers need to be able to monitor new social media accounts using keywords, images, handles (or account names) and trending hashtags to uncover brand violations. New accounts often have similar names, posting behaviors and messages, and third-party forums also provide new leads. It’s important that brands also have community moderation checks in place when it comes to their own content and community engagement, to ensure that sellers aren’t getting a free ride through hacking their own ads and posts.Related: Lax Online Security Can Destory Your Brand OvernightAs fake sellers adopt new technology to mimic and automate brand posting behaviors, artificially-intelligent moderation tools help businesses to uncover the crooks. It’s a battle of the bots, cross-referencing masses of data and identifying trends in order to uncover new threats and scams.Counterfeiters that have traditionally focused on luxury brands are branching out to all industries. While footwear is the most frequently copied, fraudsters plagiarize anything from high-fashion handbags to popular wines, automotive parts, chemicals, medication and even fresh fruit. With brands like Adidas, Louis Vuitton and Chanel fighting fakes and launching high-profile courtroom disputes, it draws attention to the crisis. Declaring war on this criminal activity, intelligent technology and anti-counterfeit partnerships seek to take control, cleaning up social media and kicking out those counterfeit crooks. It’s a new wave of rebellion against organized crime masquerading as luxury produce and trusted household goods. –shares That $50 purse isn’t really a Louis Vuitton but the people who sold it are are real criminals. Next Article Guest Writer Image credit: Lucas Schifres | Getty Images CEO and Founder of BrandBastion News and Trends Opinions expressed by Entrepreneur contributors are their own. October 22, 2017 Learn from renowned serial entrepreneur David Meltzer how to find your frequency in order to stand out from your competitors and build a brand that is authentic, lasting and impactful. 6 min read Enroll Now for $5last_img read more


The Harvey Weinstein Scandal Is a Clarion Call to Men In Positions

first_img Opinions expressed by Entrepreneur contributors are their own. Men are disproportionately in positions of leadership. They have a special obligation to battle sexual harassment. Sexual Harassment Jonathan Segal Add to Queue Learn from renowned serial entrepreneur David Meltzer how to find your frequency in order to stand out from your competitors and build a brand that is authentic, lasting and impactful. October 20, 2017 Fireside Chat | July 25: Three Surprising Ways to Build Your Brand Guest Writer Partner in Employment Practice Group of Duane Morris –shares 4 min read Next Article Enroll Now for $5 But again we have been rocked by explosive allegations of sexual harassment and sexual assault. In the case of Harvey Weinstein, there are now more than 30 women who have stepped forward. Weinstein admits to bad behavior but claims it was all consensual.  From what I have read, this is not a good defense, even for a science fiction movie.Weinstein is far from the only predator in Hollywood, and Hollywood is just a symptom of the problem. The casting couch can affect who gets plum assignments, leads, contacts, etc. in any industry. Few men with power would ever consider, let alone engage in, the kind of conduct engaged in by Weinstein and others but they must do more than just refrain from the indefensible. With power, men  have the opportunity, indeed the obligation, to create cultures where harassment does not flourish. So what do we do?Related: Uber Fires More Than 20 Employees for Harassment1. Stand up in the moment.You don’t need to have a daughter to stand up. You just need a conscience and a spine. So speak up if you see or hear bad behavior. To be silent is to condone. Yes, the worst behaviors are very often private but sometimes they are accompanied by less serious but still bad public behavior. For example, don’t laugh at the sexist jokes. Instead, make clear they are offensive to you and then take corrective action.The less serious public behaviors may be but the tip of the iceberg. Where appropriate, engage a third party to see if there is more than meets the eye. Climate surveys by skilled professionals can uncover what has not been reported without creating claims where none may exist.Related: 5 Ways to Manage ‘Mad Men’-Era Sexual Harassment2. Don’t wait for the direct complaint.The victims of harassment frequently are embarassed or feel unwarranted shame. Some women won’t vocalize their discomfort but instead avoid the harasser or become uncomfortable when his name is mentioned. Observe closely for, and listen carefully to, signals that something may be wrong.There won’t always be signals. But where there are warning signs, think about  how to offer your help in a way that respects the recipient and does not create an issue where there may not be one.  This can and has been done successfully.Related: 5 Steps Women Can Take to Fight Sexual Harassment At Workplace3. Create additional reporting vehicles.Fear of retaliation is a great inhibitor of timely reporting. So you may want to take a look at your company’s policies and at least consider having a procedure by which employees can report complaints externally, even anonymously.Not every complaint is true and that applies to anonymous complaints, too. But every complaint should be taken seriously, and  I have been involved in matters where the ability to report externally and anonymously has  led to the facts that resulted in the unmasking of a serial harasser. So consider the option.Related: Female Engineer Sues Tesla Over Sexist Culture4. Hold other leaders accountable.Harassers sometimes generate big bucks and that is why individuals sometimes cover up for, and even truckle up to, them. You need to cross their bridge to get meaningful work and the money that goes with it. Make clear to other leaders that you expect them not only to refrain from harassing behavior (severe or subtle) but also to report to a designated person or entity complaints or potential problems which they see, hear or of which they otherwise become aware. Ostriches don’t make good leaders.As with all expectations, reward those who live up to them and punish those who don’t.  Your organization is only as strong as its reputation and it can be  destroyed if leaders are passive bystanders.Related: A Female Employee Reportedly Called Tesla’s Factory a ‘Predator Zone’ at a Meeting Where Some Workers Described Sexual Harassment5. Model what you expect.Most of all, men in power need to be good role models. There is nothing cool about demeaning women. The abuse is both powerful and pathetic. There is no defense to the indefensible. Sexual addiction is no more a defense to harassment than alcoholism is to driving drunk.Speaking of alcohol, it is a major risk factor. Some cultures celebrate alcohol and such alcohol-centric cultures take away any slim inhibitors that otherwise might exist. Bottom line: it’s on men. Any questions, pal? The Harvey Weinstein Scandal Is a Clarion Call to Men In Positions of Leadership Image credit: Paul Bruinooge | Patrick McMullan | Getty Imageslast_img read more


The Other Products Falling Oil Prices Are Making Cheaper

first_img The Other Products Falling Oil Prices Are Making Cheaper Learn how to successfully navigate family business dynamics and build businesses that excel. Catherine Clifford In the past six months, the price of oil has plunged more than half, from more than $100 a barrel to less than $50. That’s devastating for the Russian economy and energy companies, but it’s great news for anyone in the U.S. who needs to fill up a car with gas and keep a home warm in the frigid winter months.Or, buy a whole lot of makeup.Makeup. Yup, makeup. Makeup is one of a number of surprising products that are dependent upon the price of oil.In the shipping and delivery industry, it’s common practice to levy a surcharge on consumers to compensate for the unpredictable cost of oil. The more expensive oil prices creep, the more consumers pay to have their packages delivered to their door. In the transportation industry, a fuel surcharge tends to be exceptionally transparent, broken down in a chart, published on the company’s website. People gripe when a fuel surcharge goes up, but they also know exactly why they are paying that fee and how much it is.Related: 8 Psychological Triggers to Optimize Your Pricing PageIn most other industries, however, this idea of a surcharge just doesn’t exist. Consumers still bear the brunt of higher oil prices, but prices are adjusted more subtly. And when oil prices fall, there is less incentive for business owners to pass along savings. Instead, business owners opt to pad their pockets with profits, says Chris Christopher, the Director of Consumer Economics at information and data analytics company IHS.When gas prices are high, retailers woo consumers with deals, like a coupon from the grocery store that will save you money for each gallon of gas you buy, says Christopher. But when gas prices crater, as they have in the past six months, businesses don’t tend to play the reverse of the same marketing card, namely luring people to their store with promises to pass along gas price savings to the customer. On the one hand, “lower pump prices mean they have more money to spend,” says Christopher.That’s because as long as you aren’t a Russian oil tycoon, falling oil prices mean fatter wallets and with more money in the pockets of consumers, and they will demand more goods and services. “If demand is increasing, that would push the price up.”Related: How Much Should You Give Away for Free During a Coffee Meeting?What this means is that in some industries, oil price surcharges are shaved off immediately. In other industries, falling oil prices will be incorporated indirectly and more slowly. Nonetheless, $46 a barrel for oil will pad consumer’s wallets in a surprisingly wide array of industries. Have a look:Heating oil: The price of heating oil trends with the price of crude oil. Ergo, lower oil prices mean that it will be cheaper to keep your home warm, says Christopher of IHS. Cosmetic and beauty products: A majority of makeup products are made from petroleum, which is a crude oil product, says Will McKitterick, a research analyst at IBISWorld, a business information and industry research firm. Lower oil costs will eventually lead to lower prices for makeup.Plastic bottles: Plastic is a product of petrochemicals, which is a product of crude oil. Therefor, the less expensive crude oil becomes, the cheaper plastic bottles become, says McKitterick. Consumers buy soda and water in plastic bottles daily.Paint: Petroleum goes into paint. The less expensive crude oil becomes, the less expensive paint becomes, says McKitterick. No more excuses to renovate your living room!Delivery services: Grocery-delivery company Fresh Direct dropped its fuel surcharge when the average price of gasoline fell below $3.01 per gallon. Shipping giants FedEx and UPS calculate surcharges as a percentage of the total cost of a package, depending on the price of diesel and jet fuel for freight and air shipments, respectively.Soap: Cleaning products are made from a product of oil called petrochemical feedstock. When oil prices fall, so to will the price of soap, says McKitterick.Coffee: If you are buying coffee in the U.S., then a large portion of what you are paying for is transportation costs. Because coffee beans largely are grown outside of the U.S., you are either are paying for coffee beans to be transported to the U.S to be roasted or you are paying for roasted beans to be transported to the U.S. Either way, lower oil prices mean lower coffee prices in the U.S., says McKitterick.Related: The Lesson in American Airlines’ Smart Pricing Plan for its Exclusive ClubAirline tickets: The price of an airplane ticket is largely dependent on the price of jet fuel, which is directly related to the price of crude oil. The prices of most airline tickets are a combination of the ticket price plus a fuel surcharge. The fuel surcharge varies depending on the airline and surcharges are rarely, if ever, broken down transparently by airlines. Also, each individual airline structures ticket prices independently so prices vary by carrier.As an industry, though, the price of airline tickets before taxes and surcharges is expected to fall 5.1 percent in 2015 thanks to plummeting fuel costs, according to the International Air Transport Association. Most airlines have hedged their fuel contracts as many as 12 months in advance, so oil price declines take some time to be reflected in airline ticket prices, according to Brian Pearce, the chief economist for the IATA.Pesticides: Manufacturing pesticides takes a lot of energy. Cheaper oil prices will eventually mean cheaper pesticide costs, says McKitterick.Home appliances: Your refrigerator, iron, microwave, toaster, washing machine and clothes dryer are very likely made with a number of plastic parts. Plastics are petroleum based and petroleum is a product of crude oil. Therefor, eventually, the price of common household appliances should trend lower on the back of falling oil prices, says McKitterick.Related: How to Determine What You Should Charge Customers Register Now » Free Webinar | July 31: Secrets to Running a Successful Family Business Pricing January 27, 2015 6 min read Add to Queue –shares Senior Entrepreneurship Writer at CNBC Next Article last_img read more


Simulation of the forces induced on cylinders by ocean currents could help

first_img Explore further Citation: Simulation of the forces induced on cylinders by ocean currents could help in the design of off-shore platforms (2018, November 1) retrieved 17 July 2019 from When designing an off-shore platform, engineers must be able to predict how it will be affected by the motion of the surrounding sea water. As cylindrical structures such as heat exchangers, chimney stacks and riser pipes, are commonly deployed at the point where the platforms enter the ocean, it is vital to understand the forces exerted on them by flowing water under varying sea conditions.Water flowing around a single cylinder creates oscillating vortices—swirling currents of water. This so-called vortex shedding can cause vibrations in the structure. These typically reach a maximum amplitude when the flow velocity is such that the vortex-shedding oscillation frequency is near the structure’s natural mechanical frequency; this is also known as the lock-in frequency.However, in the case of multiple closely spaced cylinders, interactions between the flows around adjacent cylinders create vibrations as well. The influence of these wake-induced vibrations is poorly understood, and a coherent theory for them has not yet been developed.Now, Vinh-Tan Nguyen, Wai Hong Ronald Chan and Hoang Huy Nguyen from the A*STAR Institute of High Performance Computing have used a computational fluid dynamics approach to model wake-induced vibrations under various flow conditions.The team use a numerical model for fluid-structure interactions, which takes into account the coupled effects of vortices on structure responses and vice versa. They tested the reliability of their approach by comparing the numerical prediction with the results of two recent experimental studies. The agreement was reasonably good, and the simulation was able to predict the empirical observation that increased flow velocity leads to higher amplitude vibrations. Notably, unlike in the case of single cylinder, the response amplitude remains large as the flow velocity increases, even away from the lock-in frequency. This phenomenon is a concern for risers deployed in deep sea conditions in a tandem arrangement.”We are working on a better understanding of those phenomena from a more detailed fluid dynamic perspective,” says Vinh-Tan Nguyen. “Ultimately we would like to fully characterize this behaviour and provide an efficient tool for engineers to better design risers and offshore structures in those similar conditions.” More information: Vinh-Tan Nguyen et al. Numerical investigation of wake induced vibrations of cylinders in tandem arrangement at subcritical Reynolds numbers, Ocean Engineering (2018). DOI: 10.1016/j.oceaneng.2018.01.073 Provided by Agency for Science, Technology and Research (A*STAR), Singapore This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no part may be reproduced without the written permission. The content is provided for information purposes only. Computer simulation of vortex-induced motion improves offshore drill rig safety Modelling vortices in an ocean current around two cylinders could help marine-offshore engineers design better risers. Credit: A*STAR Institute of High Performance Computing A*STAR researchers have developed a model that can simulate the complicated forces exerted by flowing water on an array of cylinders supporting water-borne structures such as oil rigs. The work demonstrates the usefulness of numerical simulations to investigate complex physical real-world scenarios.last_img read more


Greenlands Superfast Ice Slides Could Be Bad News for Climate Change

first_img In Photos: The Vanishing Ice of Baffin Island In Photos: A Conveyor Belt for Arctic Sea Ice Greenland’s ice sheet is sliding way more than previously thought, according to a new study. This means that the ice sheet can change faster in a warming climate, a group of researchers reported July 10 in the journal Science Advances. “Understanding ice flow is quite important to predicting future melt from Greenland,” said study lead author Nathan Maier, a doctoral candidate at the University of Wyoming. Ice flows bring ice from the cold interior regions of the Greenland ice sheet to its warmer edges, where the ice melts. [Images of Melt: Earth’s Vanishing Ice]Headbutting Tiny Worms Are Really, Really LoudThis rapid strike produces a loud ‘pop’ comparable to those made by snapping shrimps, one of the most intense biological sounds measured at sea.Your Recommended PlaylistVolume 0%Press shift question mark to access a list of keyboard shortcutsKeyboard Shortcutsplay/pauseincrease volumedecrease volumeseek forwardsseek backwardstoggle captionstoggle fullscreenmute/unmuteseek to %SPACE↑↓→←cfm0-9接下来播放Why Is It ‘Snowing’ Salt in the Dead Sea?01:53 facebook twitter 发邮件 reddit 链接已复制直播00:0000:3500:35  Ice flow happens through two different processes: the sliding of ice across the bed and deformation, which turns the ice into a kind of “flowing molasses,” Maier said. Understanding the relative scale of these two different types of movement helps scientists determine how much ice will move to high-melt areas along edges of the ice sheet. Maier and his team drilled boreholes into the ice using a large drill. They also installed 212 tilt sensors, which measure the amount of deformation and sliding. The researchers took measurements of ice movement from 2014 to 2016, finding that the Greenland Ice Sheet is sliding really, really fast over the underlying bedrock. “This is quite surprising as these regions are thought to have much slower sliding velocities than regions that are resting on slippery mud,” Maier told Live Science. “Even more surprising is that we recorded this behavior during winter, when there is no surface melt, which can further lubricate the bed and increase the rate of sliding.” What this means is that “even over these relatively boring, slow-moving regions of the ice sheet resting on rock, ice can be rapidly brought down to the high-melt zones,” he added. The researchers even found that Greenland’s main continental ice sheet slides more than parts of the incredibly fast-moving glaciers on the periphery, such as Jakobshavn in west Greenland. Past work showed that global warming has changed ice motion along the ice sheet’s edges, resulting in more thickening or thinning, which in turn causes changes in surface melt. “Now that we have essentially found high rates of sliding everywhere we have looked on the ice sheet, even in the least-likely locations, like ours, we know that ice can be moved around very efficiently,” he said. “Thus, the rates of thickening and thinning are likely to occur more rapidly than previously thought.” That means the ice might change faster in a warming climate than currently thought, he said. Originally published on Live Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeTruthFinder People Search SubscriptionOne Thing All Liars Have in Common, Brace YourselfTruthFinder People Search SubscriptionUndoGundry MD Total Restore SupplementU.S. Cardiologist: It’s Like a Pressure Wash for Your InsidesGundry MD Total Restore SupplementUndoFinance101What Are The Best States To Retire In?Finance101UndoNucificTop Dr. Reveals The 1 Nutrient Your Gut Must HaveNucificUndoEditorChoice.comSee What The World’s Largest Dog Looks LikeEditorChoice.comUndoKelley Blue Book2019 Lexus Vehicles Worth Buying for Their Resale ValueKelley Blue BookUndo Historic Photos Paint Picture of Greenland Ice Loss | Climate Centrallast_img read more